Washington County property record for 312 Covington Ave, Springfield, KY 40069
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,344 sqft · built 1940 |
| Lot Size | 0.112 acres (4,884 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Sep 2018) |
| Tax Bill | $1,098 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18G-040 |
| Primary APN | 18G-040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,884 sqft (0.112 acres) |
| Lot Dimensions | 74 ft deep x 66 ft wide |
| Porch | Porch |
| Porch Area | 24 sqft |
| Deck Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 11867 |
|---|---|
| Street Address | 312 COVINGTON AVE |
| City | SPRINGFIELD |
| State | KY |
| Zip | 40069-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Jurisdiction | WASHINGTON KY |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 930201 |
Source: Washington County records · APN 18G-040
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 COVINGTON AVE, SPRINGFIELD, KY 40069-1112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Line of Credit OLD KENTUCKY HOME FEDERAL CREDIT UNION |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK |
| Sep 20, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FARMERS NATIONAL BANK |
| Sep 28, 2018 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 28, 2018 · Amount on Record |
| Deed Sale | Sep 28, 2018 · Amount on Record |
| Prior Sale | Mar 31, 2006 · Amount on Record |
| Deed Document Number | 0003580415 |
| Deed Book / Page | 0358 / 0415 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Property Address | 312 COVINGTON AVE, SPRINGFIELD, KY 40069-1112 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000M354/45 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | M354/45 |
| Instrument | 123440 |
| Name | OLD KENTUCKY HOME FEDERAL CREDIT UNION |
|---|---|
| Address | 1008 TEMPLIN AVE, BARDSTOWN, KY 40004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Property Address | 312 COVINGTON AVE, SPRINGFIELD, KY 40069-1112 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M303/745 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | M303/745 |
| Instrument | 100489 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, KY 40456 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Property Address | 312 COVINGTON AVE, SPRINGFIELD, KY 40069-1112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 312 COVINGTON AVE, SPRINGFIELD, KY 40069-1112 |
| Document Number | 0289/0360 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 0289/0360 |
| Name | FARMERS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LEBANON, KY 40033 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 05, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Recording Date | Sep 28, 2018 |
| Property Address | 312 COVINGTON AVE, SPRINGFIELD, KY 40069-1112 |
| Document Number | 00358/0415 |
| Book / Page | 0358 / 0415 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $95.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1316 STONERIDGE RD, 1316, LAWRENCEBURG, KY 40342-9245 |
| Name | Verified Name |
|---|---|
| Address | 312 COVINGTON AVE, SPRINGFIELD, KY 40069-1112 |
Source: Washington County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Washington County |
| Municipality | Springfield City |
| Unified School District | Washington County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,098.00 (+16.19%) | $115,000 (+21.05%) | $115,000 (+21.05%) |
| 2023 | $945.00 | $95,000 | $95,000 |
Source: FEMA National Flood Hazard Layer as of May 23, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Kalarama Saddlebred Horse Farm listed 2010 · 12 contributing resources · NRIS 10000528 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 276 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGFIELD WATER WORKS serves 13,205 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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