314 Clay St, Niles, MI 49120 Property Records

Berrien County property record for 314 Clay St, Niles, MI 49120 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Square Footage	776 sqft Living Area
Lot Size	4,356 sqft (0.1 acres)
Occupancy	Owner Occupied
Last Sale	$75,000 (2017)
Tax Bill	$1,342.00 (2025)

Owner

Source: Berrien County records · APN 74-0990-0067-00-0

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	314 CLAY ST, NILES, MI 49120-2810
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Prior Sale	Jan 18, 2012 · Amount on Record
Deed Book / Page	3178 / 2425
Record Refreshed	Sep 20, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 27, 2017
Property Address	314 CLAY ST, NILES, MI 49120-2810
Document Number	03178/2425
Book / Page	3178 / 2425
Map Reference	LB O PG444
Instrument Date	Jul 25, 2017
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 CLAY ST, NILES, MI 49120-2810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 CLAY ST, NILES, MI 49120-2810
Investor	Possibly a Property Investor

Mortgage

Document Number	03178/2427
Date	Jul 27, 2017
Book Page	3178/2427

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,300 (+18.44%)	$106,600 (+18.44%)
2025	$1,342.00 (-24.01%)
2023		$45,000	$90,000
2022	$1,766.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`74-0990-0067-00-0`
Alternative APN	`11-74-0990-0067-00-0`

Interior

Full Baths	1 Baths
Building Area	776 sqft Living Area
1st Floor	580 sqft 1st Floor
Basement Area	580 sqft Basement
Unfinished Basement	580 sqft Unfinished

Exterior

Lot Area	4,356 sqft (0.1 acres)
Depth X Width	66 ft x 66 ft Depth x Width

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	314 CLAY ST
City	NILES
State	MI
Zip	49120-2810
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 11 J BROOKFIELD ADD CITY OF NILES EXCEPT THE W 66' THEREOF
Legal Subdivision	J BROOKFIELD ADD
Legal Block	11
Legal Lot Number	8
Legal Unit	8
Jurisdiction	BERRIEN MI
Minor Civil Division	NILES
Census Blockgroup	4
Census Block	4002
Census Tract	20600