Berrien County property record for 213 Clay St, Niles, MI 49120 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,100 sqft |
| Lot Size | 0.164 acres (7,144 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,584 (2025) |
| Deeds & Mortgages | Jul 2008 Mortgage Jul 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-0990-0034-01-0 |
| Primary APN | 74-0990-0034-01-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Lot Area | 7,144 sqft (0.164 acres) |
|---|---|
| Lot Dimensions | 66 ft deep x 108 ft wide |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 213 CLAY ST |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-2807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPLIT/COMBINED ON 01/16/2018 FROM 74-0990-0033-00-8, 74-0990-0034-00-4; THE E 58' OF LOT 5 & THE W 50' OF LOT 4 BLK 7 J |
| Legal Subdivision | J BROOKFIELD ADD |
| Legal Block | 7 |
| Legal Lot Number | 4-5 |
| Legal Unit | 5,4 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NILES |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 20600 |
Source: Berrien County records · APN 74-0990-0034-01-0
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 213 CLAY ST, NILES, MI 49120-2807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2008 | Deed of Trust, Mortgage · FHA Mortgage METROCITI MORTGAGE LLC |
| Jul 26, 2021 | Intrafamily Transfer, Transfer |
| Apr 24, 2007 | Intrafamily Transfer, Transfer · ARM METROCITI MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 20, 2021 |
| Transfer Doc | 03337/1436 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 213 CLAY ST, NILES, MI 49120-2807 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02851/2328 |
|---|---|
| Date | Jul 17, 2008 |
| Book Page | 2851/2328 |
| Name | METROCITI MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SHERMAN OAKS, CA 91403 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 26, 2021 |
| Property Address | 213 CLAY ST, NILES, MI 49120-2807 |
| Document Number | 03337/1436 |
| Book / Page | 3337 / 1436 |
| Map Reference | VOL O PG 444 |
| Instrument Date | Jul 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 213 CLAY ST, NILES, MI 49120-2807 |
| Name | Verified Name |
|---|---|
| Address | 213 CLAY ST, NILES, MI 49120-2807 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Apr 24, 2007 |
| Property Address | 213 CLAY ST, NILES, MI 49120-2807 |
| Document Number | 02787/1508 |
| Book / Page | 2787 / 1508 |
| Map Reference | LB O PG444 |
| Instrument Date | Apr 13, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 213 CLAY ST, NILES, MI 49120-2807 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 213 CLAY ST, NILES, MI 49120-2807 |
| Investor | Possibly a Property Investor |
| Document Number | 0027871509 |
|---|---|
| Date | Apr 24, 2007 |
| Instrument | 2787/1509 |
| Name | METROCITI MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2037 |
| Prepayment Penalty | 24 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.5% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 9.5% |
| Max Rate At Change | 12.5% |
| Index | 6-Month LIBOR |
| Max Rate | 15.5% |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Niles City |
| Unified School District | Niles Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,800 (-0.62%) | $127,600 (-0.62%) | |
| 2025 | $1,584.00 (+2.39%) Homeowner's exemption | $64,200 (+23.94%) | $128,400 (+23.94%) |
| 2024 | $1,547.00 (+9.41%) | ||
| 2023 | $51,800 | $103,600 | |
| 2022 | $1,414.00 |
Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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