314 Cedar Dr, Gilbert, IA 50105 Property Records

Story County property record for 314 Cedar Dr, Gilbert, IA 50105 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 1,910 sqft · built 2020
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$457,500 (Apr 2021)
Tax Bill	$7,008 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-09-415-070`

Property Details

APN / Parcel Number

Primary APN	`05-09-415-070`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,910 sqft Living Area
1st Floor Area	1,714 sqft
Basement Area	1,714 sqft
Finished Basement	1,585 sqft
Unfinished Basement	1,714 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	932 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	70 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	314 CEDAR DR
City	GILBERT
State	IA
Zip	50105-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UPLAND TRAIL SD 1ST ADD LOT:21 GILBERT
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1022
Census Tract	103

Owner

Source: Story County records · APN 05-09-415-070

Assessment roll updated September 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	314 CEDAR DR, GILBERT, IA 50105-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Commercial Mortgage VISION BANK OF IOWA
Apr 06, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GREATER IOWA CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 06, 2021 · Amount on Record
Deed Sale	Apr 06, 2021 · Amount on Record
Deed Document Number	20214220
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	314 CEDAR DR, GILBERT, IA 50105-2103
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202012559
Date	Oct 22, 2020
Instrument	2020-12559

Lender

Name	VISION BANK OF IOWA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Apr 06, 2021
Property Address	314 CEDAR DR, GILBERT, IA 50105-2103
Document Number	0202104220
Instrument Date	Apr 01, 2021
Instrument	2021-04220
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$731.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 CEDAR DR, GILBERT, IA 50105-2103

Mortgage

Document Number	0202104221
Date	Apr 06, 2021
Instrument	2021-04221

Lender

Name	GREATER IOWA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Story County records · Assessment roll updated September 30, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Gilbert City
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,008.00 Homeowner's exemption	$567,140 (+51.84%) Land $109,300 Building $457,840	$567,140 (+3.8%) Land $109,300 Building $457,840
2024	$7,008.00 (+61.4%)
2023		$373,500 Land $98,000 Building $275,500	$546,400
2022	$4,342.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Story County (19169C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 32% of Iowa
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	100 / 100

May also be available at this address: Lumen Technologies, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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