306 Cedar Dr, Gilbert, IA 50105 Property Records

Story County property record for 306 Cedar Dr, Gilbert, IA 50105

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 1,589 sqft · built 2022
Lot Size	0.226 acres (9,844 sqft)
Owner	2 Individual Names on Record
Last Sale	$502,000 (Jul 2022)
Tax Bill	$5,058 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-09-415-090`

Property Details

APN / Parcel Number

Primary APN	`05-09-415-090`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,589 sqft Living Area
Basement Area	1,589 sqft
Finished Basement	1,325 sqft
Unfinished Basement	1,589 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,844 sqft (0.226 acres)
Garage Type	Attached
Garage Area	942 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	33 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	306 CEDAR DR
City	GILBERT
State	IA
Zip	50105-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UPLAND TRAIL SD 1ST ADD LOT:23 GILBERT
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1022
Census Tract	103

Owner

Source: Story County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	306 CEDAR DR, GILBERT, IA 50105-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANKERS TRUST CO
Jul 1, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage VISION BANK OF IOWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Deed Document Number	20226502
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	306 CEDAR DR, GILBERT, IA 50105-2103
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202116014
Date	Dec 28, 2021
Instrument	2021-16014

Lender

Name	BANKERS TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2041

Interest

Rate Type	Adjustable Rate

July 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jul 1, 2022
Property Address	306 CEDAR DR, GILBERT, IA 50105-2103
Document Number	0202206502
Instrument Date	Jun 30, 2022
Instrument	2022-06502
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$802.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	306 CEDAR DR, GILBERT, IA 50105-2103

Mortgage

Document Number	0202206503
Date	Jul 1, 2022
Instrument	2022-06503

Lender

Name	VISION BANK OF IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Gilbert City
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,058.00 Homeowner's exemption	$518,380 (+101.39%) Land $108,500 Building $409,880	$518,380 (+4.19%) Land $108,500 Building $409,880
2024	$5,058.00 (+231.45%)
2023		$257,400 Land $97,300 Building $160,100	$497,520
2022	$1,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
CenturyLink Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Colo Telephone Company, Nextlink.

Nearby Properties on Cedar Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures