314 Buffalo Dr, Elgin, IL 60124 Property Records

Kane County property record for 314 Buffalo Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,708 sqft · built 2006
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Jul 2016)
Tax Bill$6,408 (2022)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN05-24-426-017

Property Details

APN / Parcel Number

Primary APN05-24-426-017

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,708 sqft Living Area
Basement Area1,354 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeFrame
Lot Area12,632 sqft (0.29 acres)
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address314 BUFFALO DR
CityELGIN
StateIL
Zip60124-3813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHADOW HILL UNIT 1A LT 47
Legal SubdivisionSHADOW HILL
Legal Block1
Legal Lot Number47
Legal Unit1A
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1006
Census Tract850711

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address314 BUFFALO DR, ELGIN, IL 60124-3813
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2016 · Amount on Record
Deed SaleJul 7, 2016 · Amount on Record
Prior SaleJul 7, 2016 · Amount on Record
Deed Document Number201634246
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address314 BUFFALO DR, ELGIN, IL 60124-3813
Transaction TypeMortgage
Record UpdatedJul 27, 2021
Title CompanyNATIONAL BLDR AND BANCORP TITLE, NATIONAL BUILDER & BANCORP T

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010333
DateFeb 8, 2021
Instrument2021K010333
Lender
NameDAS ACQUISITION
TypeMortgage Company
AddressSAINT LOUIS, MO 63141
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate
Rate2.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Veteran's exemption$153,373 (+7.79%) Land $29,791 Building $123,582$460,303 (+7.79%) Land $89,409 Building $370,894
2024$142,289 (+23.82%) Land $27,638 Building $114,651$427,038 (+23.87%) Land $82,947 Building $344,091
2022$6,408.00 (-32.39%) Disabled Person's exemption Veteran's exemption$114,918 (+7.68%) Land $21,357 Building $93,561$344,754 (+7.68%) Land $64,071 Building $280,683
2021$9,478.00 Disabled Person's exemption Veteran's exemption$106,717 Land $20,633 Building $86,084$320,151 Land $61,899 Building $258,252

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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