312 Buffalo Dr, Elgin, IL 60124 Property Records

Kane County property record for 312 Buffalo Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,590 sqft · built 2006
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (May 2009)
Tax Bill$11,685 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN05-24-426-016

Property Details

APN / Parcel Number

Primary APN05-24-426-016

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,590 sqft Living Area
Basement Area1,719 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Construction TypeFrame
Lot Area10,890 sqft (0.25 acres)
Garage Area425 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address312 BUFFALO DR
CityELGIN
StateIL
Zip60124-3813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHADOW HILL UNIT 1A LT 46
Legal SubdivisionSHADOW HILL
Legal Block1
Legal Lot Number46
Legal Unit1A
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1006
Census Tract850711

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address312 BUFFALO DR, ELGIN, IL 60124-3813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2009 · Amount on Record
Deed SaleMay 7, 2009 · Amount on Record
Prior SaleJan 28, 2009 · Amount on Record
Deed Document Number200934265
Prior Transfer DateMay 9, 2007
Prior Transfer Doc0000052086
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address312 BUFFALO DR, ELGIN, IL 60124-3813
Transaction TypeMortgage
Record UpdatedJul 27, 2021
Title CompanyBARRISTER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000140
DateJan 3, 2017
Instrument2017K000140
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
AddressCONCORD, CA 94522
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2032

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,685.00 (-0.65%) Homeowner's exemption$155,163 (+7.79%) Land $29,791 Building $125,372$465,675 (+7.79%) Land $89,409 Building $376,267
2024$143,949 (+14.16%) Land $27,638 Building $116,311$432,020 (+14.2%) Land $82,947 Building $349,073
2022$11,762.00 (-0.32%) Homeowner's exemption$126,097 (+3.51%) Land $21,357 Building $104,740$378,291 (+3.51%) Land $64,071 Building $314,220
2021$11,800.00 Homeowner's exemption$121,821 Land $20,633 Building $101,188$365,463 Land $61,899 Building $303,564

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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