Kane County property record for 308 Buffalo Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,708 sqft · built 2005 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (Jun 2021) |
| Tax Bill | $11,374 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Nov 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-24-426-014 |
| Primary APN | 05-24-426-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,708 sqft Living Area |
| Basement Area | 1,354 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 308 BUFFALO DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW HILL UNIT 1A LT 44 |
| Legal Subdivision | SHADOW HILL |
| Legal Block | 1 |
| Legal Lot Number | 44 |
| Legal Unit | 1A |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 850711 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 308 BUFFALO DR, ELGIN, IL 60124-3813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 4, 2023 | Deed of Trust, Mortgage · Commercial Mortgage VILLAGE BANK & TRUST |
| Nov 29, 2021 | Deed of Trust, Mortgage · Line of Credit VILLAGE CAPITAL & INVESTMENT LLC |
| Jun 17, 2021 | Warranty Deed, Transfer · FHA Mortgage FIRST GUARANTY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2021 · Amount on Record |
| Deed Sale | Jun 17, 2021 · Amount on Record |
| Prior Sale | Dec 28, 2005 · Amount on Record |
| Deed Document Number | 202146387 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 308 BUFFALO DR, ELGIN, IL 60124-3813 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000010444 |
|---|---|
| Date | Apr 4, 2023 |
| Instrument | 2023K010444 |
| Name | VILLAGE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | ARLINGTON HEIGHTS, IL 60004 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 308 BUFFALO DR, ELGIN, IL 60124-3813 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000088935 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021K088935 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | ARLINGTON HEIGHTS, IL 60004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 17, 2021 |
| Property Address | 308 BUFFALO DR, ELGIN, IL 60124-3813 |
| Document Number | 0000046387 |
| Map Reference | DOC 2005K066186 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021K046387 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 W MUNDHANK RD, 28, SOUTH BARRINGTON, IL 60010-9557 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 308 BUFFALO DR, ELGIN, IL 60124-3813 |
| Document Number | 0000046388 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 2021K046388 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,374.00 (+7.99%) Homeowner's exemption | ||
| 2024 | $140,312 (+23.58%) Land $27,638 Building $112,674 | $421,104 (+23.63%) Land $82,947 Building $338,157 | |
| 2022 | $10,532.00 (+3.95%) Homeowner's exemption | $113,538 (+7.67%) Land $21,357 Building $92,181 | $340,614 (+7.67%) Land $64,071 Building $276,543 |
| 2021 | $10,132.00 Homeowner's exemption | $105,447 Land $20,633 Building $84,814 | $316,341 Land $61,899 Building $254,442 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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