Stearns County property record for 314 1st St S, Cold Spring, MN 56320
| Property Type | Commercial |
|---|---|
| Details | 651 sqft · built 1988 |
| Lot Size | 0.494 acres (21,562 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $18,660 (2023) |
| Deeds & Mortgages | Nov 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29883-0000 |
| Primary APN | 48-29883-0000 |
|---|
| Building Area | 651 sqft Living Area |
|---|---|
| Gross Area | 6,111 sqft |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 21,562 sqft (0.494 acres) |
| Lot Dimensions | 144 ft deep x 110 ft wide |
| Total Buildings | 3 Buildings |
| Old Parcel Number | 48.29883.0000 |
|---|---|
| Street Address | 314 1ST ST S |
| City | COLD SPRING |
| State | MN |
| Zip | 56320-2526 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 006 BLOCK 029 OF TOWNSITE OF COLD SPRING; LOT 007 BLOCK 029 OF TOWNSITE OF COLD SPRING LTS 6 & 7 LESS RY OVER LT 7 |
| Legal Range | 30 |
| Legal Township | 123 |
| Legal Section | 22 |
| Legal Subdivision | TOWNSITE OF COLD SPRING |
| Legal Block | 29 |
| Legal Lot Number | 6-7 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 11302 |
Source: Stearns County records, as of November 23, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 314 1ST ST S, COLD SPRING, MN 56320-2526 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 2, 2023 |
| Transfer Doc | 00A1662875 |
| Record Updated | Jun 7, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 2, 2023 |
| Property Address | 314 1ST ST S, COLD SPRING, MN 56320-2526 |
| Document Number | 00A1662875 |
| Instrument Date | Oct 31, 2023 |
| Instrument | A1662875 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 1ST ST S, COLD SPRING, MN 56320-2526 |
Source: Stearns County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $18,660.00 Additional exemption filed | $713,400 Land $83,000 Building $630,400 | $713,400 Land $83,000 Building $630,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1984–2022) |
| Most Recent Claim | May 2022 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cold Spring serves 4,201 people · EPA ID MN1730006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Verizon.
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