215 1st St S, Cold Spring, MN 56320 Property Records

Stearns County property record for 215 1st St S, Cold Spring, MN 56320

Property Summary

Property Type	Office Building
Details	2,912 sqft · built 1984
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on File
Last Sale	$165,000 (Jul 2021)
Tax Bill	$6,340 (2026)
Deeds & Mortgages	Jul 2021 Sale Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`48-29848-0000`

Property Details

APN / Parcel Number

Primary APN	`48-29848-0000`

Interior

Stories	1 Story
Building Area	2,912 sqft Living Area
Gross Area	2,976 sqft
1st Floor Area	2,912 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Total Buildings	2 Buildings

Location & Zoning

Street Address	215 1ST ST S
City	COLD SPRING
State	MN
Zip	56320-4550
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	LOT 001 BLK 021 TOWNSITE OF COLD SPRING SECTION 22 TOWNSHIP 123 RANGE 030 SECTION 22 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	22
Legal Subdivision	TOWNSITE OF COLD SPRING
Legal Block	21
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	3
Census Block	3043
Census Tract	11302

Owner

215 1st St S, a commercial property, is owned by a company that bought it in July 2021.

Source: Stearns County records, as of April 21, 2026

Owner of Record	Company Name on File
Mailing Address	18120 260TH ST, RICHMOND, MN 56368-8143
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE
Aug 2, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2021 · Amount on File
Deed Sale	Jul 2, 2021 · Amount on File
Prior Sale	Oct 26, 2007 · Amount on File
Deed Document Number	20211607533
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 2, 2021
Property Address	215 1ST ST S, COLD SPRING, MN 56320-4550
Document Number	00A1607533
Instrument Date	Jun 30, 2021
Instrument	A1607533
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18120 260TH ST, RICHMOND, MN 56368-8143

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 2, 2021
Property Address	215 1ST ST S, COLD SPRING, MN 56320-4550
Document Number	00A1609934
Instrument Date	Jun 30, 2021
Instrument	A1609934
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18120 260TH ST, RICHMOND, MN 56368-8143

Tax Assessment & Valuation

The 2026 property tax bill for 215 1st St S was $6,340.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,340.00
2025		$274,500 Land $57,200 Building $217,300	$274,500 Land $57,200 Building $217,300
2023	$4,076.00	$253,300 Land $57,200 Building $196,100	$253,300 Land $57,200 Building $196,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 1st St S in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1984–2022)
Most Recent Claim	May 2022 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 1st St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cold Spring serves 4,201 people · EPA ID MN1730006
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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