209 1st St S, Cold Spring, MN 56320 Property Records

Stearns County property record for 209 1st St S, Cold Spring, MN 56320

Property Summary

Property Type	Commercial
Lot Size	0.147 acres (6,403 sqft)
Owner	Company Name on Record
Last Sale	$130,000 (Jul 2026)
Tax Bill	$830 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-29860-0000`

Property Details

APN / Parcel Number

Primary APN	`48-29860-0000`

Exterior

Lot Area	6,403 sqft (0.147 acres)
Lot Dimensions	66 ft deep x 34 ft wide

Location & Zoning

Street Address	209 1ST ST S
City	COLD SPRING
State	MN
Zip	56320-2501
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	W 32' OF LOTS 8 & 9 & W 34' OF LOT 10 TOWNSITE OF COLD SPRING SECTION 22 TOWNSHIP 123 RANGE 030 TOWNSITE OF COLD SPRING
Legal Range	30W
Legal Township	123
Legal Section	22
Legal Subdivision	TOWNSITE OF COLD SPRING
Legal Block	21
Legal Lot Number	8-10
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	3
Census Block	3043
Census Tract	11302

Owner

Source: Stearns County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	17351 121ST AVE, KIMBALL, MN 55353-9767
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Deed Document Number	20261718189
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 30, 2026
Property Address	209 1ST ST S, COLD SPRING, MN 56320-2501
Document Number	0001718189
Instrument Date	Jul 29, 2026
Instrument	20261718189
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,329.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	17351 121ST AVE, KIMBALL, MN 55353-9767

Mortgage

Document Number	0001718190,
Date	Jul 30, 2026
Instrument	20261718190

Lender

Name	FALCON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 29, 2031

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$830.00 (+10.67%)	$47,400 (+2.6%) Land $35,300 Building $12,100	$47,400 (+2.6%) Land $35,300 Building $12,100
2025		$46,200 (+4.76%) Land $33,600 Building $12,600	$46,200 (+4.76%) Land $33,600 Building $12,600
2023	$750.00	$44,100 Land $32,000 Building $12,100	$44,100 Land $32,000 Building $12,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1984–2022)
Most Recent Claim	May 2022 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cold Spring serves 4,201 people · EPA ID MN1730006
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

Nearby Properties on 1st St S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures