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314 1st St, Findlay, OH 45840 Property Records

Hancock County property record for 314 1st St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,524 sqft · built 1900
Lot Size0.203 acres (8,851 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Aug 2006)
Tax Bill$2,092 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN1011-193-05-010.000

Property Details

APN / Parcel Number

Primary APN1011-193-05-010.000
Alternative APN
  • 560000183410

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,524 sqft Living Area
1st Floor Area1,012 sqft
2nd Floor Area512 sqft
Upper Floors Area400 sqft
Basement Area756 sqft
Unfinished Basement756 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area8,851 sqft (0.203 acres)
Lot Dimensions177 ft deep x 50 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area262 sqft
Deck Area24 sqft
Patio Area190 sqft
Canopy24 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address314 1ST ST
CityFINDLAY
StateOH
Zip45840-5027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCENTRAL ADD LOT 27
Legal SubdivisionCENTRAL ADD
Legal Lot Number27
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group4
Census Block4010
Census Tract800

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address314 1ST ST, FINDLAY, OH 45840-5027
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2006 · Amount on Record
Deed SaleAug 28, 2006 · Amount on Record
Prior SaleJun 5, 2001 · Amount on Record
Deed Document Number200611253
Deed Book / Page2302 / 516
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address314 1ST ST, FINDLAY, OH 45840-5027
Transaction TypeMortgage
Record UpdatedOct 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 1ST ST, FINDLAY, OH 45840-5027

Mortgage

Document Number02598/4298
DateOct 21, 2022
Book Page2598/4298
Instrument202200009488
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Address42231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 4, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,092.00 (+8.56%)$68,250 (+25.97%) Land $8,330 Building $59,920$195,000 (+25.98%) Land $23,810 Building $171,190
2023$1,927.00 Homeowner's exemption$54,180 Land $6,620 Building $47,560
2022$154,790 Land $18,900 Building $135,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims30 (1981–2021)
Claims Outside the SFHA3 of 30
Most Recent ClaimJul 2021 · other causes
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
MetaLINK Technologies
Fixed Wireless		200 / 50
HDER Link
Fixed Wireless		100 / 100

May also be available: Buckeye Cablesystem, T-Mobile, Watch TV.

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