307 1st St, Findlay, OH 45840 Property Records

Hancock County property record for 307 1st St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,196 sqft · built 1910
Lot Size	0.148 acres (6,451 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Sep 2025)
Tax Bill	$2,307 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1011-193-08-003.000`

Property Details

APN / Parcel Number

Primary APN	`1011-193-08-003.000`
Alternative APN	`560000183260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,196 sqft Living Area
1st Floor Area	1,258 sqft
2nd Floor Area	938 sqft
Basement Area	203 sqft
Unfinished Basement	203 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,451 sqft (0.148 acres)
Lot Dimensions	150 ft deep x 43 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	201 sqft
Deck Area	304 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	307 1ST ST
City	FINDLAY
State	OH
Zip	45840-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTRAL ADD LOT 17-18 E42.50 E1/2 & LOT 19 E42.45FT
Legal Subdivision	CENTRAL ADD
Legal Lot Number	19
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4013
Census Tract	800

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	307 1ST ST, FINDLAY, OH 45840-5026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Sep 25, 2025	Survivorship Deed, Transfer · Conventional Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Apr 3, 2012 · Amount on Record
Deed Document Number	20258082
Deed Book / Page	2622 / 5589
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	307 1ST ST, FINDLAY, OH 45840-5026
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 1ST ST, FINDLAY, OH 45840-5026

Mortgage

Document Number	02596/2646
Date	Jul 22, 2022
Book Page	2596/2646
Instrument	202200006806

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Sep 25, 2025
Property Address	307 1ST ST, FINDLAY, OH 45840-5026
Document Number	02622/5589
Book / Page	2622 / 5589
Instrument Date	Aug 29, 2025
Instrument	202500008082
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	307 1ST ST, FINDLAY, OH 45840-5026

Mortgage

Document Number	202500008083
Date	Sep 25, 2025
Instrument	202500008083

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,307.00 (+9.28%)	$75,280 (+26.63%) Land $6,640 Building $68,640	$215,080 (+26.63%) Land $18,960 Building $196,120
2024	$2,111.00 (-0.19%) Homeowner's exemption	$59,450 (-) Land $5,270 Building $54,180
2023	$2,115.00 Homeowner's exemption	$59,450 Land $5,270 Building $54,180
2022			$169,850 Land $15,050 Building $154,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	30 (1981–2021)
Claims Outside the SFHA	3 of 30
Most Recent Claim	Jul 2021 · other causes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100

May also be available: Buckeye Cablesystem, T-Mobile, Watch TV.

Nearby Properties on 1st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures