305 1st St, Findlay, OH 45840 Property Records

Hancock County property record for 305 1st St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,238 sqft · built 1910
Lot Size	0.2 acres (8,699 sqft)
Owner	2 Individual Names on File
Last Sale	$174,166 (Aug 2013)
Tax Bill	$2,651 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1011-193-08-004.000`

Property Details

APN / Parcel Number

Primary APN	`1011-193-08-004.000`
Alternative APN	`560000183280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,238 sqft Living Area
1st Floor Area	1,287 sqft
2nd Floor Area	951 sqft
Basement Area	853 sqft
Unfinished Basement	853 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,699 sqft (0.2 acres)
Lot Dimensions	150 ft deep x 58 ft wide
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	221 sqft
Deck Area	369 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	305 1ST ST
City	FINDLAY
State	OH
Zip	45840-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTRAL ADD LOT 17-19 W57.50FT E1/2
Legal Subdivision	CENTRAL ADD
Legal Lot Number	17-19
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4013
Census Tract	800

Owner

305 1st St is owned and occupied by two individuals who bought it in August 2013.

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	305 1ST ST, FINDLAY, OH 45840-5026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2013 · Amount on File
Deed Sale	Aug 8, 2013 · Amount on File
Prior Sale	Nov 21, 2000 · Amount on File
Deed Document Number	20138649
Deed Book / Page	2447 / 1495
Prior Transfer Date	Jul 14, 2009
Prior Transfer Doc	02361/1898
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	305 1ST ST, FINDLAY, OH 45840-5026
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02596/4652
Date	Aug 2, 2022
Book Page	2596/4652
Instrument	202200007194

Lender

Name	THE OLD FORT BANKING COMPANY
Type	Bank
Address	TIFFIN, OH 44883

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 305 1st St was $2,651 with exemptions applied, down 2.7% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,651.00 (-2.68%) Homeowner's exemption	$96,620 (+25.95%) Land $8,950 Building $87,670	$276,070 Land $25,580 Building $250,490
2024	$2,724.00 (-0.18%)	$76,710 (-) Land $7,110 Building $69,600
2023	$2,729.00 Homeowner's exemption	$76,710 Land $7,110 Building $69,600
2022			$219,150 Land $20,300 Building $198,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 1st St in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	30 (1981–2021)
Claims Outside the SFHA	3 of 30
Most Recent Claim	Jul 2021 · other causes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 305 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.