3146 Willow Tree Ln, Escondido, CA 92027 Property Records

San Diego County property record for 3146 Willow Tree Ln, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,780 sqft · built 2002
Lot Size	0.201 acres (8,744 sqft)
Owner	2 Company Names on Record
Last Sale	$817,500 (Oct 2026)
Tax Bill	$8,879 (2025)
Deeds & Mortgages	Oct 2026 Sale Oct 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`240-451-07-00`

Property Details

APN / Parcel Number

Primary APN	`240-451-07-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,780 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	8,744 sqft (0.201 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3146 WILLOW TREE LN
City	ESCONDIDO
State	CA
Zip	92027-5342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-P
Legal Description	LOT 58 TR 013898
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	013898
Legal Block	3
Legal Lot Number	58
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	20712

Owner

Source: San Diego County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3146 WILLOW TREE LN, ESCONDIDO, CA 92027-5342
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Grant Deed, Transfer LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY
Oct 9, 2023	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Mar 24, 2021	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 17, 2018	Deed of Trust, Mortgage · Line of Credit NORTH COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2026 · Amount on Record
Deed Sale	Oct 5, 2026 · Amount on Record
Prior Sale	Mar 24, 2021 · Amount on Record
Deed Document Number	2026288456
Prior Transfer Date	May 3, 2007
Prior Transfer Doc	0000318124
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 5, 2026
Property Address	3146 WILLOW TREE LN, ESCONDIDO, CA 92027-5342
Document Number	0000288456
Instrument Date	Aug 28, 2026
Instrument	2026288456
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$90,824.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3146 WILLOW TREE LN, ESCONDIDO, CA 92027-5342

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3146 WILLOW TREE LN, ESCONDIDO, CA 92027-5342
Transaction Type	Mortgage
Record Updated	Oct 18, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3146 WILLOW TREE LN, ESCONDIDO, CA 92027-5342

Mortgage

Document Number	0000272371
Date	Oct 9, 2023
Instrument	2023-0272371

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3146 WILLOW TREE LN, ESCONDIDO, CA 92027-5342
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3146 WILLOW TREE LN, ESCONDIDO, CA 92027-5342

Mortgage

Document Number	0000785400
Date	Nov 12, 2021
Instrument	2021-0785400

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 24, 2021
Property Address	3146 WILLOW TREE LN, ESCONDIDO, CA 92027-5342
Document Number	0000230890
Map Reference	MAP 13898
Instrument Date	Mar 10, 2021
Instrument	2021-0230890
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3146 WILLOW TREE LN, ESCONDIDO, CA 92027-5342

Mortgage

Document Number	0000230891
Date	Mar 24, 2021
Instrument	2021-0230891

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3146 WILLOW TREE LN, ESCONDIDO, CA 92027-5342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000514764
Date	Dec 17, 2018
Instrument	2018-0514764

Lender

Name	NORTH COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92127

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 20, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$756,290 (+2%) Land $314,387 Building $441,903
2025	$8,879.00 (+1.96%) Homeowner's exemption	$741,462 (+4.04%) Land $308,223 Building $433,239
2024	$8,708.00 (+2.21%)
2023	$8,520.00 (+0.9%) Homeowner's exemption	$712,672 Land $296,255 Building $416,417
2022	$8,444.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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