3136 Will Mill Ter, Monrovia, MD 21770 Property Records

Frederick County property record for 3136 Will Mill Ter, Monrovia, MD 21770

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,068 sqft · built 1997
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$764,000 (Oct 2022)
Tax Bill	$7,145 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-290087`

Property Details

APN / Parcel Number

Primary APN	`09-290087`
Alternative APNs	`9290087` `290087`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,068 sqft Living Area
Gross Area	3,552 sqft
1st Floor Area	1,744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	51,401 sqft
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	678 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	290087
Street Address	3136 WILL MILL TER
City	MONROVIA
State	MD
Zip	21770-8733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 28 PLAT 4 SEC 2 1.1882 ACRES MITRA
Legal Subdivision	MITRA
Legal Lot Number	28
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2000
Census Tract	752101

Owner

Source: Frederick County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3136 WILL MILL TER, MONROVIA, MD 21770-8733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Oct 11, 2022	Deed, Transfer · Conventional Mortgage WESBANCO BANK INC
Jun 1, 2022	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 22, 2019	Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Mar 22, 2019 · Amount on Record
Deed Document Number	2022
Deed Book / Page	16172 / 383
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3136 WILL MILL TER, MONROVIA, MD 21770-8733
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146260493
Date	Mar 5, 2021
Book Page	14626/493

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3136 WILL MILL TER, MONROVIA, MD 21770-8733
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	EMERALD TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0131870275
Date	Sep 4, 2019
Book Page	13187/0275

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 11, 2022
Property Address	3136 WILL MILL TER, MONROVIA, MD 21770-8733
Document Number	0161720383
Book / Page	16172 / 383
Map Reference	MB 54 PL 62
Instrument Date	Sep 29, 2022
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3136 WILL MILL TER, MONROVIA, MD 21770-8733

Mortgage

Document Number	0161720390
Date	Oct 11, 2022
Book Page	16172/390

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	1-Year CMT
Margin	3
Max Rate	9.75%

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 1, 2022
Property Address	3136 WILL MILL TER, MONROVIA, MD 21770-8733
Document Number	0159540179
Book / Page	15954 / 179
Map Reference	MB 54 PL 62
Instrument Date	May 31, 2022
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	ASSURE TITLE, ASSURANCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,915.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3136 WILL MILL TER, MONROVIA, MD 21770-8733

Mortgage

Document Number	0015954186
Date	Jun 1, 2022
Instrument	15954/186

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 22, 2019
Property Address	3136 WILL MILL TER, MONROVIA, MD 21770-8733
Document Number	0128830368
Book / Page	12883 / 0368
Map Reference	MB 54 PL 62
Instrument Date	Mar 15, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	EMERALD TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3136 WILL MILL TER, MONROVIA, MD 21770-8733

Mortgage

Document Number	0012883375
Date	Mar 22, 2019
Instrument	12883/375

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$661,400 (+32.55%)	$720,600 (+32.71%) Land $206,800 Building $513,800
2025	$7,145.00 (+19.16%)
2023	$5,996.00	$499,000	$543,000 Land $165,600 Building $377,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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