Frederick County property record for 3132 Will Mill Ter, Monrovia, MD 21770
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,708 sqft · built 1998 |
| Lot Size | 1.36 acres (59,242 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Jul 1998) |
| Tax Bill | $7,891 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-290109 |
| Primary APN | 09-290109 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,708 sqft Living Area |
| Gross Area | 5,196 sqft |
| 1st Floor Area | 2,258 sqft |
| Basement Area | 1,450 sqft |
| Finished Basement | 1,450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 59,242 sqft |
| Garage Type | Attached |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 390 sqft |
| Deck Area | 336 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 290109 |
|---|---|
| Street Address | 3132 WILL MILL TER |
| City | MONROVIA |
| State | MD |
| Zip | 21770-8733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 30 PLAT 4 SEC 2 1.3675 ACRES MITRA |
| Legal Subdivision | MITRA |
| Legal Lot Number | 30 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 752101 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3132 WILL MILL TER, MONROVIA, MD 21770-8733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 1998 · Amount on Record |
| Deed Sale | Jul 21, 1998 · Amount on Record |
| Deed Document Number | 19984355 |
| Deed Book / Page | 2447 / 277 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3132 WILL MILL TER, MONROVIA, MD 21770-8733 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Title Company | ARMOUR SETTLEMENT SERVICES LLC, ARMOUR SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3132 WILL MILL TER, MONROVIA, MD 21770-8733 |
| Document Number | 0151340379 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 15134/379 |
| Name | FIRST COMMONWEALTH MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $687,733 (+18.49%) | $730,400 (+21.25%) Land $208,600 Building $521,800 | |
| 2025 | $7,891.00 (+13.54%) | ||
| 2023 | $6,950.00 Homeowner's exemption | $580,433 | $602,400 Land $167,200 Building $435,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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