Frederick County property record for 3118 Will Mill Ter, Monrovia, MD 21770
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,976 sqft · built 1995 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,313 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-288546 |
| Primary APN | 09-288546 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Living Area |
| Gross Area | 2,416 sqft |
| 1st Floor Area | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 44,867 sqft |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 190 sqft |
| Deck Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 288546 |
|---|---|
| Street Address | 3118 WILL MILL TER |
| City | MONROVIA |
| State | MD |
| Zip | 21770-8733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 33 PLAT 5 SEC 2 1.0393 ACRE MITRA |
| Legal Subdivision | MITRA |
| Legal Lot Number | 33 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 752101 |
3118 Will Mill Ter is owned and occupied by two individuals who acquired it in October 1996.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3118 WILL MILL TER, MONROVIA, MD 21770-8733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 1996 |
| Deed Sale | Oct 30, 1996 |
| Prior Sale | Apr 12, 1996 · Amount on File |
| Deed Document Number | 19966178 |
| Deed Book / Page | 2237 / 25 |
| Transfer Doc | 0000006178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3118 WILL MILL TER, MONROVIA, MD 21770-8733 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | FIRST AMERICAN TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 3118 WILL MILL TER, MONROVIA, MD 21770-8733 |
| Document Number | 0140950285 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 14095/285 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 302 Months |
| Due | Nov 1, 2045 |
The 2025 property tax bill for 3118 Will Mill Ter was $5,313 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $503,533 | $537,900 Land $205,300 Building $332,600 | |
| 2025 | $5,313.00 | ||
| 2023 | $4,620.00 Homeowner's exemption | $404,500 | $434,800 Land $164,200 Building $270,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3118 Will Mill Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3118 Will Mill Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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