Carroll County property record for 3136 Cardinal Dr, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,442 sqft · built 1977 |
| Lot Size | 0.923 acres (40,210 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $439,900 (Feb 2022) |
| Tax Bill | $4,876 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-017623 |
| Primary APN | 09-017623 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,442 sqft Total Area |
| Basement Area | 552 sqft |
| Finished Basement | 552 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 40,210 sqft (0.923 acres) |
| Deck Area | 240 sqft |
|---|---|
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 312 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 017623 |
|---|---|
| Street Address | 3136 CARDINAL DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 42 - 0.9231 AC 3136 CARDINAL DR 16-82 GLENVUE AC PLT A SC 3 |
| Legal Subdivision | GLENVUE ACRES SEC 03 |
| Legal Lot Number | 42 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 509001 |
3136 Cardinal Dr is owned and occupied by two individuals who bought it in February 2022.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3136 CARDINAL DR, WESTMINSTER, MD 21157-7704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 16, 2022 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2022 · Amount on File |
| Deed Sale | Feb 16, 2022 · Amount on File |
| Prior Sale | Jun 22, 2016 · Amount on File |
| Deed Book / Page | 10674 / 121 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3136 CARDINAL DR, WESTMINSTER, MD 21157-7704 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0116410427 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 11641/427 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 29, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3136 CARDINAL DR, WESTMINSTER, MD 21157-7704 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0101190244 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 10119/244 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Feb 16, 2022 |
| Property Address | 3136 CARDINAL DR, WESTMINSTER, MD 21157-7704 |
| Document Number | 0106740121 |
| Book / Page | 10674 / 121 |
| Map Reference | LB 8353 FO 276 |
| Instrument Date | Feb 1, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3136 CARDINAL DR, WESTMINSTER, MD 21157-7704 |
| Document Number | 0010674127 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 10674/127 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Number | 0106960393 |
|---|---|
| Date | Mar 8, 2022 |
| Book Page | 10696/393 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.99% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 7.99% |
The 2026 property tax bill for 3136 Cardinal Dr was $4,876, up 11.9% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,876.00 (+11.89%) | $430,033 (+12.06%) | $476,300 (-) Land $176,900 Building $299,400 |
| 2025 | $4,358.00 | $383,767 | $476,300 Land $176,900 Building $299,400 |
| 2023 | $3,631.00 | $321,367 | $337,500 Land $176,900 Building $160,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3136 Cardinal Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3136 Cardinal Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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