Carroll County property record for 3124 Cardinal Dr, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,022 sqft · built 2014 |
| Lot Size | 3.99 acres (173,804 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Mar 2014) |
| Tax Bill | $7,484 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-034951 |
| Primary APN | 09-034951 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,022 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 173,804 sqft (3.99 acres) |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 198 sqft |
| Deck Area | 406 sqft |
| Shed | 1 Shed |
| Shed Area | 625 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 034951 |
|---|---|
| Street Address | 3124 CARDINAL DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 3.9895 ACS 3124 CARDINAL DR |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 509001 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3124 CARDINAL DR, WESTMINSTER, MD 21157-7704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 18, 2020 | Quit Claim Deed, Transfer QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2014 · Amount on Record |
| Deed Sale | Mar 26, 2014 · Amount on Record |
| Prior Sale | Jun 12, 2009 |
| Deed Book / Page | 7624 / 360 |
| Last Transfer Date | Jun 5, 2020 |
| Transfer Doc | 0097250427 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3124 CARDINAL DR, WESTMINSTER, MD 21157-7704 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | ELITE SETTLEMENTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0103270053 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 10327/53 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 18, 2020 |
| Property Address | 3124 CARDINAL DR, WESTMINSTER, MD 21157-7704 |
| Document Number | 0097250427 |
| Book / Page | 009725 / 000427 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2020 |
| Title Company | ELITE SETTLEMENTS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 3124 CARDINAL DR WESTMINSTER MD 211577704, WESTMINSTER, MD 21157-7704 |
| Document Number | 97250435 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 009725/000435 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 17, 2050 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,484.00 (+5.07%) Homeowner's exemption | $677,033 (+5.59%) | $712,900 (-) Land $224,900 Building $488,000 |
| 2025 | $7,123.00 (+8.88%) Homeowner's exemption | $641,167 (+10.74%) | $712,900 (+17.78%) Land $224,900 Building $488,000 |
| 2023 | $6,542.00 Homeowner's exemption | $579,000 | $605,300 Land $204,900 Building $400,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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