Carroll County property record for 3109 Cardinal Dr, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,440 sqft · built 1996 |
| Lot Size | 1.71 acres (74,488 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $58,000 (May 1996) |
| Tax Bill | $3,711 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-029206 |
| Primary APN | 09-029206 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,440 sqft Total Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 74,488 sqft (1.71 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 029206 |
|---|---|
| Street Address | 3109 CARDINAL DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 68- 1.7199 AC CARDINAL DR 33-153 GLENVUE ACRES PLAT E |
| Legal Subdivision | GLENVUE ACRES |
| Legal Lot Number | 68 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 509001 |
Source: Carroll County records · APN 09-029206
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3109 CARDINAL DR, WESTMINSTER, MD 21157-7703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 07, 1996 · Amount on Record |
| Deed Sale | May 07, 1996 · Amount on Record |
| Deed Document Number | 1996953590 |
| Deed Book / Page | 1795 / 172 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3109 CARDINAL DR, WESTMINSTER, MD 21157-7703 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0104470187 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 10447/187 |
| Name | THE MORTGAGE LINK INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,633 (+17.89%) | $369,800 (+18.41%) Land $187,100 Building $182,700 | |
| 2025 | $3,711.00 (+10.45%) Homeowner's exemption | ||
| 2023 | $3,360.00 Homeowner's exemption | $297,433 | $312,300 Land $187,100 Building $125,200 |
Source: FEMA National Flood Hazard Layer as of March 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 62 locations within half a mile of this property.
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