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3135 Vanguard Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3135 Vanguard Ct, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2023
Square Footage2,812 sqft Living Area
Lot Size12,632 sqft (0.29 acres)
OccupancyOwner Occupied
Last Sale$839,010 (2023)
Tax Bill$9,927.00 (2025)

Property Details

APN / Parcel Number

Primary APN02-25-31-5538-0001-2780
Alternative APN
  • 253102553800012780

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area2,812 sqft Living Area
Gross Area3,813 sqft Gross Area
1st Floor2,812 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleConventional Style
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,632 sqft (0.29 acres)
Garage TypeAttached Garage
Garage Area603 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area46 sqft Pool
Deck Area248 sqft Deck
Porch Area398 sqft Porch

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address3135 VANGUARD CT
CitySAINT CLOUD
StateFL
Zip34771-8983
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWESLYN PARK PH 2 PB 32 PGS 72-94 LOT 278
Legal SubdivisionWESLYN PARK PHASE 2
Legal Lot Number278
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1002
Census Tract43700

Owner

Source: Osceola County records · APN 02-25-31-5538-0001-2780

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3135 VANGUARD CT, SAINT CLOUD, FL 34771-8983
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHer Husband

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2024Deed of Trust, Mortgage · Line of Credit
THE LOAN STORE INC
Sep 12, 2023Special Warranty Deed, Transfer · Conventional Mortgage
TOLL BROTHERS MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 12, 2023 · Amount on Record
Deed SaleSep 12, 2023 · Amount on Record
Deed Doc Number2023119375
Deed Book / Page6472 / 557
Record RefreshedSep 20, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3135 VANGUARD CT, SAINT CLOUD, FL 34771-8983
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3135 VANGUARD CT, SAINT CLOUD, FL 34771-8983

Mortgage

Document Number0067120134
DateDec 17, 2024
Book Page6712/134
Instrument2024158772
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
AddressTUCSON, AZ 85718
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 03, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 12, 2023
Property Address3135 VANGUARD CT, SAINT CLOUD, FL 34771-8983
Document Number0064720557
Book / Page6472 / 557
Map ReferenceMB 32 PG 72-94
Instrument DateSep 08, 2023
Instrument2023119375
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyWESTMINSTER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,873.70
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204

Transferred To (Grantee/Buyer)

NameVerified Name
Address3135 VANGUARD CT, SAINT CLOUD, FL 34771-8983

Mortgage

Document Number0064720559
DateSep 12, 2023
Book Page6472/559
Instrument2023119376
Lender
NameTOLL BROTHERS MORTGAGE CO
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,927.00 (+186.66%)$523,551 (+598.07%)$625,500 (+734%) Land $99,000 Building $526,500
2023$3,463.00 (+23.28%)$75,000 (+15%) Land $75,000$75,000 (+15%) Land $75,000
2022$2,809.00$30,000 Land $30,000$30,000 Land $30,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskVery High
above 92% of the US · above 86% of Florida
Wildfire LikelihoodAbout 1 in 68 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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