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3134 Vanguard Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3134 Vanguard Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms5 Baths
Year BuiltBuilt 2023
Square Footage3,517 sqft Heated Area
Lot Size13,939 sqft (0.319 acres)
OccupancyOwner Occupied
Last Sale$854,281 (2023)
Tax Bill$12,024.00 (2025)

Property Details

APN / Parcel Number

Primary APN022531553800012800

Interior

Bedrooms4 Beds
Full Baths5 Baths
Building Area3,517 sqft Heated Area
Gross Area4,725 sqft Gross Area
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2023
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,939 sqft (0.319 acres)
Garage TypeFinished Garage
Patio Area221 sqft Patio
PorchOpen Porch
Porch Area234 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3134 VANGUARD CT
CitySAINT CLOUD
StateFL
Zip34771-8983
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWESLYN PARK PH 2 PB 32 PGS 72-94 LOT 280
Legal Phase2
Legal Lot Number280
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1002
Census Tract43700

Owner

Source: Osceola County records · APN 022531553800012800

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3134 VANGUARD CT, SAINT CLOUD, FL 34771-8983
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2024Deed of Trust, Mortgage · Line of Credit
CROSSCOUNTRY MORTGAGE LLC
Nov 06, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JET HOMELOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 06, 2023 · Amount on Record
Deed SaleNov 06, 2023 · Amount on Record
Deed Doc Number2023146070
Deed Book / Page6500 / 2898
Record RefreshedJun 08, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3134 VANGUARD CT, SAINT CLOUD, FL 34771-8983
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3134 VANGUARD CT, SAINT CLOUD, FL 34771-8983

Mortgage

Document Number0066692891
DateSep 25, 2024
Book Page6669/2891
Instrument2024123088
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueOct 15, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 06, 2023
Property Address3134 VANGUARD CT, SAINT CLOUD, FL 34771-8983
Document Number0065002898
Book / Page6500 / 2898
Map ReferenceMB 32 PG 72-94
Instrument DateOct 31, 2023
Instrument2023146070
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,980.10
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8529 SOUTHPARK CIR STE 130, 130, ORLANDO, FL 32819-9016

Transferred To (Grantee/Buyer)

NameVerified Name
Address3134 VANGUARD CT, SAINT CLOUD, FL 34771-8983

Mortgage

Document Number0065002900
DateNov 06, 2023
Instrument6500/2900
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$12,024.00 (+247.21%) Homeowner's exemption$674,900 (+799.87%) Land $99,000 Building $575,900$674,900 (+799.87%) Land $99,000 Building $575,900
2023$3,463.00 (+23.28%)$75,000 (+15%) Land $75,000$75,000 (+15%) Land $75,000
2022$2,809.00$30,000 Land $30,000$30,000 Land $30,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskVery High
above 92% of the US · above 86% of Florida
Wildfire LikelihoodAbout 1 in 68 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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