3123 Vanguard Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3123 Vanguard Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	5 Baths
Year Built	Built 2023
Square Footage	3,517 sqft Heated Area
Lot Size	10,890 sqft (0.25 acres)
Garage	Finished
Last Sale	$889,613 (2023)
Tax Bill	$12,672.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`022531553800012750`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Building Area	3,517 sqft Heated Area
Gross Area	4,946 sqft Gross Area
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2023
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Finished Garage
Porch	Open Porch
Porch Area	429 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3123 VANGUARD CT
City	SAINT CLOUD
State	FL
Zip	34771-8983
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WESLYN PARK PH 2 PB 32 PGS 72-94 LOT 275
Legal Phase	2
Legal Lot Number	275
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1002
Census Tract	43700

Owner

Source: Osceola County records · APN 022531553800012750

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	26 OLDHAM STREET WOODBRIDGE ON, XX
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 06, 2023 · Amount on Record
Deed Sale	Nov 06, 2023 · Amount on Record
Deed Doc Number	2023146015
Deed Book / Page	6500 / 2775
Record Refreshed	Jun 08, 2026

November 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 06, 2023
Property Address	3123 VANGUARD CT, SAINT CLOUD, FL 34771-8983
Document Number	0065002775
Book / Page	6500 / 2775
Map Reference	MB 32 PG 72-94
Instrument Date	Oct 26, 2023
Instrument	2023146015
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Tax	$6,227.90
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8529 SOUTHPARK CIR STE 130, 130, ORLANDO, FL 32819-9016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3123 VANGUARD CT, SAINT CLOUD, FL 34771-8983

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,672.00 (+265.93%)	$680,800 (+807.73%) Land $94,500 Building $586,300	$680,800 (+807.73%) Land $94,500 Building $586,300
2023	$3,463.00 (+23.28%)	$75,000 (+15%) Land $75,000	$75,000 (+15%) Land $75,000
2022	$2,809.00	$30,000 Land $30,000	$30,000 Land $30,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Very High above 92% of the US · above 86% of Florida
Wildfire Likelihood	About 1 in 68 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.