3130 Vista Ter, Riverside, CA 92503 Property Records

Riverside County property record for 3130 Vista Ter, Riverside, CA 92503

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,426 sqft · built 2013
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Trust Names on File
Last Sale	$588,000 (May 2018)
Tax Bill	$10,118 (2025)
Deeds & Mortgages	May 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`138-440-059`

Property Details

APN / Parcel Number

Primary APN	`138-440-059`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,426 sqft Living Area
Gross Area	4,310 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Wood
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3130 VISTA TER
City	RIVERSIDE
State	CA
Zip	92503-5235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.17 ACRES M/L IN LOT 73 MB 416/051 TR 32772-1
Legal Subdivision	TRACT NO 32772 1
Legal Tract	32772-1
Legal Lot Number	73
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2008
Census Tract	41403

Owner

3130 Vista Ter is owner-occupied and held in a trust since June 2020.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3130 VISTA TER, RIVERSIDE, CA 92503-5235
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2018 · Amount on File
Deed Sale	May 29, 2018 · Amount on File
Prior Sale	Jul 1, 2013 · Amount on File
Deed Document Number	2018216377
Last Transfer Date	Jun 25, 2020
Transfer Doc	0000283957
Record Updated	Oct 29, 2026

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 29, 2018
Property Address	3130 VISTA TER, RIVERSIDE, CA 92503-5235
Document Number	0000216377
Map Reference	MB 416 PG 51-56
Instrument Date	Apr 10, 2018
Instrument	2018-0216377
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TITLE365

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,293.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3130 VISTA TER, RIVERSIDE, CA 92503-5235

Mortgage

Document Number	0000216378
Date	May 29, 2018
Instrument	2018-0216378

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000216379
Date	May 29, 2018
Instrument	2018-0216379

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3130 Vista Ter was $10,118 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$682,418 (+2%) Land $116,056 Building $566,362
2025	$10,118.00 Homeowner's exemption	$669,038 Land $113,781 Building $555,257
2023	$9,734.00 (+4.81%) Homeowner's exemption	$643,060 Land $109,363 Building $533,697
2022	$9,287.00
2021			$692,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3130 Vista Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3130 Vista Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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