3114 Vista Ter, Riverside, CA 92503 Property Records

Riverside County property record for 3114 Vista Ter, Riverside, CA 92503

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,426 sqft · built 2013
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Apr 2018)
Tax Bill	$10,582 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`138-440-063`

Property Details

APN / Parcel Number

Primary APN	`138-440-063`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,426 sqft Living Area
Gross Area	4,310 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Wood
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3114 VISTA TER
City	RIVERSIDE
State	CA
Zip	92503-5235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.17 ACRES M/L IN LOT 77 MB 416/051 TR 32772-1
Legal Subdivision	TRACT NO 32772 1
Legal Tract	32772-1
Legal Lot Number	77
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2008
Census Tract	41403

Owner

Source: Riverside County records, as of August 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3114 VISTA TER, RIVERSIDE, CA 92503-5235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 30, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Jul 25, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Apr 26, 2018	Grant Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2018 · Amount on Record
Deed Sale	Apr 26, 2018 · Amount on Record
Prior Sale	Jul 3, 2013 · Amount on Record
Deed Document Number	2018162275
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3114 VISTA TER, RIVERSIDE, CA 92503-5235
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 VISTA TER, RIVERSIDE, CA 92503-5235

Mortgage

Document Number	0000044984
Date	Feb 13, 2026
Instrument	2026-0044984

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3114 VISTA TER, RIVERSIDE, CA 92503-5235
Transaction Type	Mortgage
Record Updated	Oct 1, 2021
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 VISTA TERRACE, RIVERSIDE, CA 92503-5235

Mortgage

Document Number	0000560282
Date	Sep 21, 2021
Instrument	2021-0560282

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3114 VISTA TER, RIVERSIDE, CA 92503-5235
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 VISTA TER, RIVERSIDE, CA 92503-5235

Mortgage

Document Number	0000669462
Date	Dec 31, 2020
Instrument	2020-0669462

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3114 VISTA TER, RIVERSIDE, CA 92503-5235
Document Number	0000294998
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3114 VISTA TER RIVERSIDE CA 925035235, RIVERSIDE, CA 92503-5235

Mortgage

Document Number	0000294998
Date	Aug 6, 2019
Instrument	294998

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3114 VISTA TER, RIVERSIDE, CA 92503-5235
Document Number	0000294999
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3114 VISTA TER RIVERSIDE CA 925035235, RIVERSIDE, CA 92503-5235

Mortgage

Document Number	0000294999
Date	Aug 6, 2019
Instrument	294999

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

Interest

Rate Type	Adjustable Rate

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 26, 2018
Property Address	3114 VISTA TER, RIVERSIDE, CA 92503-5235
Document Number	0000162275
Instrument Date	Mar 20, 2018
Instrument	162275
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,353.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3114 VISTA TER RIVERSIDE CA 925035235, RIVERSIDE, CA 92503-5235

Mortgage

Document Number	162276
Date	Apr 26, 2018
Instrument	162276

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$713,754 (+2%) Land $116,056 Building $597,698
2025	$10,582.00 (+3.96%)	$699,760 (+4.04%) Land $113,781 Building $585,979
2023	$10,179.00 (+4.86%)	$672,589 Land $109,363 Building $563,226
2022	$9,707.00
2021			$725,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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