3122 Vista Ter, Riverside, CA 92503 Property Records

Riverside County property record for 3122 Vista Ter, Riverside, CA 92503

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,426 sqft · built 2013
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$459,500 (Jun 2013)
Tax Bill	$8,935 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`138-440-061`

Property Details

APN / Parcel Number

Primary APN	`138-440-061`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,426 sqft Living Area
Gross Area	4,310 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Wood
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3122 VISTA TER
City	RIVERSIDE
State	CA
Zip	92503-5235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.17 ACRES M/L IN LOT 75 MB 416/051 TR 32772-1
Legal Subdivision	TRACT NO 32772 1
Legal Tract	32772-1
Legal Lot Number	75
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2008
Census Tract	41403

Owner

3122 Vista Ter is owned and occupied by an individual who acquired it in July 2017.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3122 VISTA TER, RIVERSIDE, CA 92503-5235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jun 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Apr 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jul 27, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage BLUE FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2013 · Amount on File
Deed Sale	Jun 28, 2013 · Amount on File
Prior Sale	Apr 1, 2011
Deed Document Number	2013311436
Last Transfer Date	Jul 21, 2017
Transfer Doc	0000307069
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3122 VISTA TER, RIVERSIDE, CA 92503-5235
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3122 VISTA TERRACE, RIVERSIDE, CA 92503-5235

Mortgage

Document Number	0000334363
Date	Oct 30, 2025
Instrument	2025-0334363

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3122 VISTA TER, RIVERSIDE, CA 92503-5235
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3122 VISTA TER, RIVERSIDE, CA 92503-5235

Mortgage

Document Number	0000511421
Date	Oct 23, 2020
Instrument	2020-0511421

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3122 VISTA TER, RIVERSIDE, CA 92503-5235
Document Number	0000208773
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3122 VISTA TER RIVERSIDE CA 925035235, RIVERSIDE, CA 92503-5235

Mortgage

Document Number	0000208773
Date	Jun 11, 2019
Instrument	208773

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3122 VISTA TER, RIVERSIDE, CA 92503-5235
Document Number	0000174395
Instrument Date	Apr 30, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3122 VISTA TER RIVERSIDE CA 925035235, RIVERSIDE, CA 92503-5235

Mortgage

Document Number	0000174395
Date	May 4, 2018
Instrument	174395

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2048

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 27, 2017
Property Address	3122 VISTA TER, RIVERSIDE, CA 92503-5235
Document Number	0000307069
Map Reference	MB 416 PG 51-56
Instrument Date	Jul 21, 2017
Instrument	2017-0307069
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	WFG TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3122 VISTA TER, RIVERSIDE, CA 92503-5235

Mortgage

Document Number	0000307070
Date	Jul 27, 2017
Instrument	2017-0307070

Lender

Name	BLUE FINANCIAL
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3122 Vista Ter was $8,935.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$577,144 (+2%) Land $100,478 Building $476,666
2025	$8,935.00	$565,828 Land $98,508 Building $467,320
2023	$8,609.00 (+4.57%)	$543,858 Land $94,684 Building $449,174
2022	$8,233.00
2021			$796,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3122 Vista Ter in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3122 Vista Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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