Gila County property record for 305 W Saddle Ln, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,364 sqft · built 1970 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $77,000 (Dec 2011) |
| Tax Bill | $1,183 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-36-005 |
| Primary APN | 302-36-005 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,364 sqft Living Area |
| 1st Floor Area | 1,364 sqft |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asbestos |
| Lot Area | 6,970 sqft (0.16 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 288 sqft |
| Patio Area | 64 sqft |
| Canopy | 48 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | R021494 |
|---|---|
| Street Address | 305 W SADDLE LN |
| City | PAYSON |
| State | AZ |
| Zip | 85541-3162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 05 SECTION: 28 TOWNSHIP: 11N RANGE: 10E LOT 5 PAYSON RANCHOS MAP NO 167 |
| Legal Range | 10E |
| Legal Township | 11N |
| Legal Section | 28 |
| Legal Subdivision | PAYSON RANCHOS |
| Legal Lot Number | 5 1002 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 302 |
Source: Gila County records, as of December 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 305 W SADDLE LN, PAYSON, AZ 85541-3162 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Oct 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jul 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jan 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BILLIE M BROADMAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2011 · Amount on Record |
| Deed Sale | Dec 30, 2011 · Amount on Record |
| Prior Sale | Nov 22, 2011 · Amount on Record |
| Deed Document Number | 2011-014190 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 305 W SADDLE LN, PAYSON, AZ 85541-3162 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 305 W SADDLE LN, PAYSON, AZ 85541-3162 |
| Document Number | 0000008677 |
|---|---|
| Date | Oct 5, 2023 |
| Instrument | 2023-008677 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Sep 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 305 W SADDLE LN, PAYSON, AZ 85541-3162 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 305 W SADDLE LN, PAYSON, AZ 85541-3162 |
| Document Number | 0000009963 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021-009963 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 245 Months |
| Due | Dec 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 305 W SADDLE LN, PAYSON, AZ 85541-3162 |
| Document Number | 0000000571 |
| Instrument Date | Jan 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2019 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 305 W SADDLE LN PAYSON AZ 855413162, PAYSON, AZ 85541-3162 |
| Document Number | 0000000571 |
|---|---|
| Date | Jan 14, 2019 |
| Instrument | 571 |
| Name | BILLIE M BROADMAN |
|---|---|
| Address | 1304 E COOLIDGE ST, PHOENIX, AZ 85014-4021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Gila County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,997 (+9.53%) Land $5,430 Building $17,567 | $229,967 (+9.53%) Land $54,298 Building $175,669 | |
| 2025 | $1,183.00 (+7.74%) | ||
| 2024 | $20,997 Land $3,196 Building $17,801 | $209,967 Land $31,956 Building $178,011 | |
| 2023 | $1,098.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 55% of Arizona |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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