295 Usher Rd, Madison, AL 35757 Property Records

Madison County property record for 295 Usher Rd, Madison, AL 35757

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,887 sqft · built 1987
Lot Size	0.361 acres (15,751 sqft)
Owner	Individual Name on File
Last Sale	$174,500 (Nov 2019)
Tax Bill	$701 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-03-08-0-002-070.000`

Property Details

APN / Parcel Number

Primary APN	`15-03-08-0-002-070.000`
Alternative APN	`504835`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,887 sqft Living Area
1st Floor Area	1,887 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Mixed
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,751 sqft (0.361 acres)
Lot Dimensions	157 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	504835
Street Address	295 USHER RD
City	MADISON
State	AL
Zip	35757-8010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 8 T3 R2W PRT OF NE 1/4 OF SEC 8 BEG N 89 DEG E 1045.58 FT N 01 DEG W 30 FT N 0 DEG W 1065.0 FT FR THE CEN OF SEC 8 TH FR
Legal Range	02W
Legal Township	03S
Legal Section	08
Legal Subdivision	WINTER RIDGE
Legal Block	B
Legal Lot Number	29
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	2
Census Block	2019
Census Tract	10629

Owner

295 Usher Rd is owned and occupied by an individual who bought it in November 2019.

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	295 USHER RD, MADISON, AL 35757-8010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2019 · Amount on File
Deed Sale	Nov 27, 2019 · Amount on File
Prior Sale	Oct 31, 2013 · Amount on File
Deed Document Number	201977728
Prior Transfer Date	Oct 22, 2013
Prior Transfer Doc	0000700220
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Nov 27, 2019
Property Address	295 USHER RD, MADISON, AL 35757-8010
Document Number	0000077728
Instrument Date	Nov 26, 2019
Instrument	77728
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 USHER RD MADISON AL 357578010, MADISON, AL 35757-8010

Mortgage

Document Number	77729
Date	Nov 27, 2019
Instrument	77729

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 295 Usher Rd was $701 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$701.00
2025	$701.00 Homeowner's exemption	$20,860 Land $4,000 Building $16,860	$208,500 Land $40,000 Building $168,500
2023	$702.00 (+13.96%) Homeowner's exemption	$20,880 (+13.11%) Land $4,000 Building $16,880	$208,700 (+13.06%) Land $40,000 Building $168,700
2022	$616.00 Homeowner's exemption	$18,460 Land $3,000 Building $15,460	$184,600 Land $30,000 Building $154,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 295 Usher Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Usher Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20