313 Sumner Ct, Oxford, MS 38655 Property Records

Lafayette County property record for 313 Sumner Ct, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,441 sqft · built 2020
Lot Size	0.085 acres (3,725 sqft)
Owner	Company Name on Record
Tax Bill	$11,283 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135F-16-033.14`

Property Details

APN / Parcel Number

Primary APN	`135F-16-033.14`
Alternative APN	`39045`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,441 sqft Living Area
1st Floor Area	1,356 sqft
2nd Floor Area	662 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asbestos
Lot Area	3,725 sqft (0.085 acres)
Lot Dimensions	83.9 ft deep x 44.4 ft wide
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	39045
Street Address	313 SUMNER CT
City	OXFORD
State	MS
Zip	38655-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 THE LAMAR PHASE 2
Legal Range	03W
Legal Township	08S
Legal Section	16
Legal Subdivision	THE LAMAR SUBDIVISION
Legal Phase	2
Legal Lot Number	14
Jurisdiction	LAFAYETTE MS
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	950201

Owner

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	313 SUMNER COUNTY, OXFORD, MS 38655
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 19, 2023	Warranty Deed, Transfer · Commercial Mortgage FIRST COMMERCE BANK
Mar 11, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2025
Deed Sale	Apr 17, 2025
Prior Sale	Dec 19, 2023 · Amount on Record
Deed Document Number	20253257
Prior Transfer Date	Apr 9, 2025
Prior Transfer Doc	0000003257
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	313 SUMNER CT, OXFORD, MS 38655-1207
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2303 FIDDLERS LN, ATLANTIC BEACH, FL 32233-4681

Mortgage

Document Number	0202509170
Date	Oct 7, 2025
Instrument	2025-09170

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Dec 19, 2023
Property Address	313 SUMNER CT, OXFORD, MS 38655-1207
Document Number	0020239916
Map Reference	CAB C SL 90
Instrument Date	Dec 14, 2023
Instrument	2023-9916
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3072 RIVERMONT RD, CHATTANOOGA, TN 37415-5952

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2303 FIDDLERS LN, ATLANTIC BEACH, FL 32233-4681

Mortgage

Document Number	0020239917
Date	Dec 19, 2023
Instrument	2023-9917

Lender

Name	FIRST COMMERCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Mar 11, 2019
Property Address	313 SUMNER CT, OXFORD, MS 38655-1207
Document Number	0201901739
Map Reference	CAB C SL 90
Instrument Date	Mar 8, 2019
Instrument	201901739
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1613 PARK AVE, 81616

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,283.00 (+41.66%)	$86,721 (+41.65%)	$578,140 (+41.65%) Land $120,000 Building $458,140
2023	$7,965.00	$61,223	$408,150 Land $60,000 Building $348,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 28,500 people · EPA ID MS0360011
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000

May also be available: T-Mobile.

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