307 Sumner Ct, Oxford, MS 38655 Property Records

Lafayette County property record for 307 Sumner Ct, Oxford, MS 38655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,383 sqft · built 2021
Lot Size0.045 acres (1,984 sqft)
OwnerIndividual Name on Record
Tax Bill$4,328 (2025)
Deeds & MortgagesJun 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN135F-16-033.11

Property Details

APN / Parcel Number

Primary APN135F-16-033.11
Alternative APN
  • 39042

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,383 sqft Living Area
1st Floor Area909 sqft
2nd Floor Area423 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialOther
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,984 sqft (0.045 acres)
Lot Dimensions77.2 ft deep x 25.7 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number39042
Street Address307 SUMNER CT
CityOXFORD
StateMS
Zip38655-1207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 THE LAMAR PHASE 2
Legal Range03W
Legal Township08S
Legal Section16
Legal SubdivisionTHE LMAR SUBDIVSIION
Legal Phase2
Legal Lot Number17
JurisdictionLAFAYETTE MS
Township / Civil Division2
Census Block Group1
Census Block1000
Census Tract950201

Owner

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address307 SUMNER CT, OXFORD, MS 38655-1207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MS
Property Address307 SUMNER CT, OXFORD, MS 38655-1207
Transaction TypeMortgage
Record UpdatedDec 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202005619
DateJun 30, 2020
Instrument202005619
Lender
NameOXFORD UNIVERSITY BANK
TypeBank
AddressOXFORD, MS 38655
Agreement
TypeLine of Credit
AmountAmount Recorded
Term18 Months
DueDec 29, 2021

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyLafayette County
MunicipalityOxford City
Unified School DistrictOxford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,328.00 (+39.25%) Homeowner's exemption$35,577 (+35.82%)$355,770 (+35.82%) Land $110,000 Building $245,770
2023$3,108.00 Homeowner's exemption$26,195$261,950 Land $60,000 Building $201,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 42% of Mississippi
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OXFORD
serves 28,500 people · EPA ID MS0360011
Water SourceGroundwater
Last State InspectionAug 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable in parts of the area
10,000 / 10,000
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000

May also be available: T-Mobile.

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