309 Sumner Ct, Oxford, MS 38655 Property Records

Lafayette County property record for 309 Sumner Ct, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,476 sqft · built 2020
Lot Size	0.05 acres (2,177 sqft)
Owner	2 Individual Names on File
Last Sale	$604,817 (Dec 2025)
Tax Bill	$7,504 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`135F-16-033.12`

Property Details

APN / Parcel Number

Primary APN	`135F-16-033.12`
Alternative APN	`39043`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,476 sqft Living Area
1st Floor Area	828 sqft
2nd Floor Area	346 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Other
Roof Type	Hip
Roof Material	Asbestos
Lot Area	2,177 sqft (0.05 acres)
Lot Dimensions	77.2 ft deep x 28.2 ft wide
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	39043
Street Address	309 SUMNER CT
City	OXFORD
State	MS
Zip	38655-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 THE LAMAR PHASE 2
Legal Range	03W
Legal Township	08S
Legal Section	16
Legal Subdivision	THE LARMAR SUBDIVISION
Legal Phase	2
Legal Lot Number	16
Jurisdiction	LAFAYETTE MS
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	950201

Owner

309 Sumner Ct is owned by two individuals who bought it in December 2025.

Source: Lafayette County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4345 WYNTUCK PL, MEMPHIS, TN 38117-3013
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Warranty Deed, Transfer · Closed-End Mortgage BANK OF HALLS
Oct 21, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on File
Deed Sale	Dec 18, 2025 · Amount on File
Prior Sale	Oct 21, 2019
Deed Document Number	202511479
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Dec 18, 2025
Property Address	309 SUMNER CT, OXFORD, MS 38655-1207
Document Number	0202511479
Map Reference	DOC 2018-7606
Instrument Date	Dec 17, 2025
Instrument	2025-11479
Transaction Type	Transfer
Record Updated	Jan 5, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1784 HILLSHIRE E, HERNANDO, MS 38632-8880

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4345 WYNTUCK PL, MEMPHIS, TN 38117-3013

Mortgage

Document Number	0202511480
Date	Dec 18, 2025
Instrument	2025-11480

Lender

Name	BANK OF HALLS
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	84 Months
Due	Dec 17, 2032

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Oct 21, 2019
Property Address	309 SUMNER CT, OXFORD, MS 38655-1207
Document Number	0201908755
Map Reference	CAB C SL 190
Instrument Date	Oct 17, 2019
Instrument	201908755
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1343 N LAMAR BLVD, OXFORD, MS 38655-2846

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1784 HILLSHIRE E, HERNANDO, MS 38632-8880

Tax Assessment & Valuation

The 2025 property tax bill for 309 Sumner Ct was $7,504.

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,504.00	$57,678	$384,520 Land $110,000 Building $274,520
2023	$5,165.00	$39,702	$264,680 Land $60,000 Building $204,680

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 309 Sumner Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Sumner Ct is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 28,500 people · EPA ID MS0360011
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000

May also be available: T-Mobile.

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