313 Saddle Vista, Cibolo, TX 78108 Property Records

Guadalupe County property record for 313 Saddle Vista, Cibolo, TX 78108

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,014 sqft · built 2019
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$351,800 (Nov 2019)
Tax Bill$3,202 (2023)
Deeds & MortgagesOct 2020 Mortgage
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1G3900602301400000

Property Details

APN / Parcel Number

Primary APN1G3900602301400000
Alternative APNs
  • 000000166194
  • 000000238860
  • 166194

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,014 sqft Living Area
Gross Area3,725 sqft
1st Floor Area1,506 sqft
2nd Floor Area1,508 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area99 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address313 SADDLE VIS
CityCIBOLO
StateTX
Zip78108-3057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSADDLE CREEK RANCH #6 BLOCK 23 LOT 14 .16 AC
Legal SubdivisionSADDLE CREEK RANCH #6
Legal Tract14
Legal Block23
Legal Lot Number14
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group1
Census Block1012
Census Tract210612

Owner

Source: Guadalupe County assessment roll, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address313 SADDLE VIS, CIBOLO, TX 78108-3057
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2020Deed of Trust, Mortgage · VA Mortgage
PLANET HM LNDG
Nov 4, 2019Warranty Deed, Subdivision Related Transfer · VA Mortgage
AMERICAN PACIFIC MTG
Oct 1, 2018Grant Deed, Transfer
ALAMO TITLE COMPANY, ALAMO TITLE CO (FEDEX)

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 4, 2019 · Amount on Record
Deed SaleNov 4, 2019 · Amount on Record
Deed Document Number201999025214
Prior Transfer DateOct 24, 2019
Prior Transfer Doc0099025214
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address313 SADDLE VIS, CIBOLO, TX 78108-3057
Document Number0000029688
Instrument DateOct 9, 2020
Transaction TypeMortgage
Record UpdatedNov 4, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address313 SADDLE VIS CIBOLO TX 781083057, CIBOLO, TX 78108-3057

Mortgage

Document Number0000029688
DateOct 21, 2020
Instrument29688
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 20, 2050

November 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateNov 4, 2019
Property Address313 SADDLE VIS, CIBOLO, TX 78108-3057
Document Number0000025214
Instrument DateOct 24, 2019
Instrument25214
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 22, 2019
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address313 SADDLE VIS CIBOLO TX 781083057, CIBOLO, TX 78108-3057

Mortgage

Document Number25215
DateNov 4, 2019
Instrument25215
Lender
NameAMERICAN PACIFIC MTG
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 3, 2049

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGUADALUPE TX
Recording DateOct 1, 2018
Property Address313 SADDLE VIS, CIBOLO, TX 78108-3057
Document Number0000022435
Instrument DateSep 25, 2018
Instrument22435
Transaction TypeTransfer
Record UpdatedNov 6, 2019
Title CompanyALAMO TITLE COMPANY, ALAMO TITLE CO (FEDEX)

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address2511 N LOOP 1604 W #300 SAN ANTONIO TX 782584636, 300, SAN ANTONIO, TX 78258-4636

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCibolo City
CountyGuadalupe County
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$427,228 (+4.87%) Land $45,339 Building $381,889$427,228 (+4.87%) Land $45,339 Building $381,889
2025$407,402 (-11.45%) Land $43,849 Building $363,553$407,402 (-11.45%) Land $43,849 Building $363,553
2023$3,202.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$460,093 Land $57,981 Building $402,112$460,093 Land $57,981 Building $402,112

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREEN VALLEY SUD
serves 52,497 people · EPA ID TX0940020
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Valley Telephone Cooperative, Inc. (TX), Verizon.

Nearby Properties on Saddle Vista

Nearby Streets

Search Property Records by Address or Parcel Number