Guadalupe County property record for 409 Saddle Vista, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,936 sqft · built 2018 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,200 (Jun 2019) |
| Deeds & Mortgages | Oct 2025 Transfer Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3900602301100000 |
| Primary APN | 1G3900602301100000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,936 sqft Living Area |
| Gross Area | 2,452 sqft |
| 1st Floor Area | 1,936 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 411 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 207 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 409 SADDLE VIS |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #6 BLOCK 23 LOT 11 0.16 AC |
| Legal Subdivision | SADDLE CREEK RANCH #6 |
| Legal Tract | 11 |
| Legal Block | 23 |
| Legal Lot Number | 11 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 210612 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 SADDLE VIS, CIBOLO, TX 78108-3058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2025 | Intrafamily Transfer, Transfer |
| Jun 16, 2020 | Deed of Trust, Mortgage · VA Mortgage LEGACY MUTUAL MTG |
| Oct 31, 2019 | Correction Deed, Transfer FIRST AMERICAN TITLE |
| Jun 3, 2019 | Grant Deed, Subdivision Related Transfer LEGACY MUTUAL MTG |
| Feb 4, 2019 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2019 · Amount on Record |
| Deed Sale | Jun 3, 2019 · Amount on Record |
| Deed Document Number | 201999011918 |
| Last Transfer Date | Oct 16, 2025 |
| Transfer Doc | 0000026386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Oct 20, 2025 |
| Property Address | 409 SADDLE VIS, CIBOLO, TX 78108-3058 |
| Document Number | 0099026386 |
| Map Reference | VOL 8 PG 644 |
| Instrument Date | Oct 16, 2025 |
| Instrument | 202599026386 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 SADDLE VIS, CIBOLO, TX 78108-3058 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 409 SADDLE VIS, CIBOLO, TX 78108-3058 |
| Document Number | 0000015636 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 409 SADDLE VIS CIBOLO TX 781083058, CIBOLO, TX 78108-3058 |
| Document Number | 0000015636 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 15636 |
| Name | LEGACY MUTUAL MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78231 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Oct 31, 2019 |
| Property Address | 409 SADDLE VIS, CIBOLO, TX 78108-3058 |
| Document Number | 0000024983 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 24983 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jun 3, 2019 |
| Property Address | 409 SADDLE VIS, CIBOLO, TX 78108-3058 |
| Document Number | 0000011918 |
| Instrument Date | May 31, 2019 |
| Instrument | 11918 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 409 SADDLE VIS CIBOLO TX 781083058, CIBOLO, TX 78108-3058 |
| Document Number | 11919 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 11919 |
| Name | LEGACY MUTUAL MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78231 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 2, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Feb 4, 2019 |
| Property Address | 409 SADDLE VIS, CIBOLO, TX 78108-3058 |
| Document Number | 0000002463 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 2463 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,297 (-4.24%) Land $45,339 Building $285,958 | $331,297 (-4.24%) Land $45,339 Building $285,958 | |
| 2025 | $345,971 (-10.78%) Land $43,849 Building $302,122 | $345,971 (-10.78%) Land $43,849 Building $302,122 | |
| 2023 | $387,781 (+24.54%) Land $57,981 Building $329,800 | $387,781 (+24.54%) Land $57,981 Building $329,800 | |
| 2022 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $311,368 Land $43,545 Building $267,823 | $311,368 Land $43,545 Building $267,823 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.
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