Guadalupe County property record for 304 Saddle Vista, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,420 sqft · built 2019 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $309,200 (May 2019) |
| Tax Bill | $7,040 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3900602102600000 |
| Primary APN | 1G3900602102600000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,420 sqft Living Area |
| Gross Area | 4,000 sqft |
| 1st Floor Area | 1,913 sqft |
| 2nd Floor Area | 1,507 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 220 sqft |
| Deck Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 304 SADDLE VIS |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #6 BLOCK 21 LOT 26 0.22 AC |
| Legal Subdivision | SADDLE CREEK RANCH #6 |
| Legal Tract | 26 |
| Legal Block | 21 |
| Legal Lot Number | 26 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 210612 |
304 Saddle Vista is owned and occupied by two individuals who bought it in May 2019.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 SADDLE VIS, CIBOLO, TX 78108-3057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2021 | Deed of Trust, Mortgage · VA Mortgage GATEWAY FIRST BANK |
| May 20, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage FIRST CHOICE LNDG |
| Dec 18, 2018 | Grant Deed, Transfer ALAMO TITLE COMPANY, ALAMO TITLE CO-VENTURA PLZ |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2019 · Amount on File |
| Deed Sale | May 20, 2019 · Amount on File |
| Deed Document Number | 201999010854 |
| Prior Transfer Date | May 10, 2019 |
| Prior Transfer Doc | 0099010854 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | TX |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0099038669 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 202199038669 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | May 20, 2019 |
| Property Address | 304 SADDLE VIS, CIBOLO, TX 78108-3057 |
| Document Number | 0000010854 |
| Instrument Date | May 10, 2019 |
| Instrument | 10854 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 547 SIEBERT DR KYLE TX 786405109, KYLE, TX 78640-5109 |
| Document Number | 10855 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 10855 |
| Name | FIRST CHOICE LNDG |
|---|---|
| Address | HOUSTON, TX 77065 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 19, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Dec 18, 2018 |
| Property Address | 304 SADDLE VIS, CIBOLO, TX 78108-3057 |
| Document Number | 0000028329 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 28329 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE CO-VENTURA PLZ |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2511 N LOOP 1604 W #300 SAN ANTONIO TX 782584636, 300, SAN ANTONIO, TX 78258-4636 |
The 2025 property tax bill for 304 Saddle Vista was $7,040 with exemptions applied, down 8.2% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $422,696 (-7.28%) Land $53,164 Building $369,532 | $422,696 (-7.28%) Land $53,164 Building $369,532 | |
| 2025 | $7,040.00 (-8.23%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $455,894 Land $54,339 Building $401,555 | $455,894 Land $54,339 Building $401,555 |
| 2024 | $7,671.00 (+4.18%) | ||
| 2023 | $7,363.00 (-8.75%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $520,121 Land $69,874 Building $450,247 | $520,121 Land $69,874 Building $450,247 |
| 2022 | $8,069.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Saddle Vista in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Saddle Vista is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.
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