Sacramento County property record for 313 Rafael Dr, Elverta, CA 95626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,348 sqft · built 1962 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Mar 2018) |
| Tax Bill | $4,382 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Mar 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 202-0234-003-0000 |
| Primary APN | 202-0234-003-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 1,348 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 313 RAFAEL DR |
|---|---|
| City | ELVERTA |
| State | CA |
| Zip | 95626-9546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | RANCHO ELVERTA 01, LOT 7 |
| Legal Subdivision | RANCHO ELVERTA 01 |
| Legal Lot Number | 7 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 7206 |
Source: Sacramento County records · APN 202-0234-003-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 313 RAFAEL DR, ELVERTA, CA 95626-9546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 26, 2020 | Quit Claim Deed, Transfer UNITED WHOLESALE MTG |
| Mar 05, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MTG |
| Nov 01, 2017 | Deed of Trust, Mortgage · Conventional with PMI WHITEHEAD RP/TR (CT) |
| Oct 30, 2017 | Grant Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2018 · Amount on Record |
| Deed Sale | Mar 05, 2018 · Amount on Record |
| Prior Sale | Oct 30, 2017 · Amount on Record |
| Deed Book / Page | 20180305 / 809 |
| Last Transfer Date | Oct 19, 2020 |
| Transfer Doc | 10260000002454 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Oct 26, 2020 |
| Property Address | 313 RAFAEL DR, ELVERTA, CA 95626-9546 |
| Document Number | 2010262454 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 2010262454 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 313 RAFAEL DR ELVERTA CA 956269546, ELVERTA, CA 95626-9546 |
| Document Number | 2010262455 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 2010262455 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 25, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Mar 05, 2018 |
| Property Address | 313 RAFAEL DR, ELVERTA, CA 95626-9546 |
| Document Number | 1803050809 |
| Instrument Date | Mar 02, 2018 |
| Instrument | 1803050809 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 15, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $368.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 313 RAFAEL DR ELVERTA CA 956269546, ELVERTA, CA 95626-9546 |
| Document Number | 1803050810 |
|---|---|
| Date | Mar 05, 2018 |
| Instrument | 1803050810 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 04, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 313 RAFAEL DR, ELVERTA, CA 95626-9546 |
| Document Number | 1711020693 |
| Instrument Date | Nov 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 538 RIO LINDA CA 956730538, RIO LINDA, CA 95673-0538 |
| Document Number | 1711020693 |
|---|---|
| Date | Nov 02, 2017 |
| Instrument | 1711020693 |
| Name | WHITEHEAD RP/TR (CT) |
|---|---|
| Address | 10280 DICK BARTER, TRUCKEE, CA 96161-5165 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Oct 30, 2017 |
| Property Address | 313 RAFAEL DR, ELVERTA, CA 95626-9546 |
| Document Number | 1710301221 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 1710301221 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $273.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 538 RIO LINDA CA 956730538, RIO LINDA, CA 95673-0538 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Secondary School District | Twin Rivers Unified School District (9-12) (09 - 12) |
| Elementary School District | Elverta Joint Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $388,790 (+2%) Land $75,435 Building $313,355 | |
| 2025 | $4,382.00 (+7.03%) | $381,167 (+4.04%) Land $73,956 Building $307,211 |
| 2024 | $4,094.00 (-1.4%) | |
| 2023 | $4,152.00 (+4.03%) | $366,368 Land $71,085 Building $295,283 |
| 2022 | $3,991.00 |
Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 16 (1982–1995) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow |
| Claims by Event |
|
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 74 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RIO LINDA/ELVERTA COMMUNITY WATER DIST serves 15,460 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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