Sacramento County property record for 301 Rafael Dr, Elverta, CA 95626
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,020 sqft · built 1980 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Aug 2013) |
| Tax Bill | $3,173 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Aug 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 202-0234-006-0000 |
| Primary APN | 202-0234-006-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,020 sqft Living Area |
| 1st Floor Area | 1,020 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 301 RAFAEL DR |
|---|---|
| City | ELVERTA |
| State | CA |
| Zip | 95626-9546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | RANCHO ELVERTA 01, LOT 4 |
| Legal Subdivision | RANCHO ELVERTA 01 |
| Legal Lot Number | 4 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 7206 |
Source: Sacramento County assessment roll, APN 202-0234-006-0000, as of July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 301 RAFAEL DR, ELVERTA, CA 95626-9546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 05, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 06, 2025 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Apr 23, 2020 | Quit Claim Deed, Construction Loan · Construction Mortgage EMBRACE HM LOANS |
| Mar 22, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 22, 2013 · Amount on Record |
| Deed Sale | Aug 22, 2013 · Amount on Record |
| Prior Sale | Apr 30, 2013 · Amount on Record |
| Deed Book / Page | 20130822 / 936 |
| Last Transfer Date | Mar 16, 2017 |
| Transfer Doc | 0000000901 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 301 RAFAEL DR, ELVERTA, CA 95626-9546 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 301 RAFAEL DR, ELVERTA, CA 95626-9546 |
| Document Number | 0000000181 |
|---|---|
| Date | Apr 05, 2023 |
| Instrument | 202304050181 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 301 RAFAEL DR, ELVERTA, CA 95626-9546 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 301 RAFAEL DR, ELVERTA, CA 95626-9546 |
| Document Number | 0000000005 |
|---|---|
| Date | Aug 06, 2025 |
| Instrument | 202508060005 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | May 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Apr 23, 2020 |
| Property Address | 301 RAFAEL DR, ELVERTA, CA 95626-9546 |
| Document Number | 2004230453 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 2004230453 |
| Transaction Type | Construction Loan |
| Record Updated | May 14, 2020 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 RAFAEL DR ELVERTA CA 95626, ELVERTA, CA 95626 |
| Document Number | 2004230454 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 2004230454 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Mar 22, 2017 |
| Property Address | 301 RAFAEL DR, ELVERTA, CA 95626-9546 |
| Document Number | 0000000901 |
| Book / Page | 170322 / 000901 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 301 RAFAEL DR ELVERTA CA 956269546, ELVERTA, CA 95626-9546 |
Source: Sacramento County assessment roll as of July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Secondary School District | Twin Rivers Unified School District (9-12) (09 - 12) |
| Elementary School District | Elverta Joint Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $243,812 (+2%) Land $62,513 Building $181,299 | |
| 2025 | $3,173.00 (+9.34%) | $239,033 (+4.04%) Land $61,288 Building $177,745 |
| 2024 | $2,902.00 (+11.27%) | |
| 2023 | $2,608.00 (+4.03%) | $229,753 Land $58,909 Building $170,844 |
| 2022 | $2,507.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), as of September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670072061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 16 (1982–1995) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow |
| Claims by Event |
|
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 74 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system CA3410018, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RIO LINDA/ELVERTA COMMUNITY WATER DIST serves 15,460 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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