317 Rafael Dr, Elverta, CA 95626 Property Records

Sacramento County property record for 317 Rafael Dr, Elverta, CA 95626

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,612 sqft · built 1962
Lot Size0.24 acres (10,454 sqft)
OwnerCompany Name on Record
Tax Bill$621 (2025)
Deeds & MortgagesMay 2023 Transfer
Apr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN202-0234-002-0000

Property Details

APN / Parcel Number

Primary APN202-0234-002-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,612 sqft Living Area
1st Floor Area1,348 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialWood Shingle
Lot Area10,454 sqft (0.24 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address317 RAFAEL DR
CityELVERTA
StateCA
Zip95626-9546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionRANCHO ELVERTA 01, LOT 8
Legal SubdivisionRANCHO ELVERTA 01
Legal Lot Number8
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1009
Census Tract7206

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address317 RAFAEL DR, ELVERTA, CA 95626-9546
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
May 19, 2023Intrafamily Transfer, Transfer
Apr 19, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 16, 2023
Transfer Doc2023000024
Record UpdatedOct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateMay 19, 2023
Property Address317 RAFAEL DR, ELVERTA, CA 95626-9546
Document Number0000000024
Map ReferenceMB 65 MAP 20
Instrument DateMay 16, 2023
Instrument202305190024
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address317 RAFAEL DR, ELVERTA, CA 95626-9546

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address317 RAFAEL DR, ELVERTA, CA 95626-9546
Document Number1804270289
Instrument DateApr 19, 2018
Transaction TypeMortgage
Record UpdatedMay 8, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 RAFAEL DR ELVERTA CA 956269546, ELVERTA, CA 95626-9546

Mortgage

Document Number1804270289
DateApr 27, 2018
Instrument1804270289
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Secondary School DistrictTwin Rivers Unified School District (9-12) (09 - 12)
Elementary School DistrictElverta Joint Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$61,158 (+2%) Land $4,563 Building $56,595
2025$621.00 (+7.25%) Homeowner's exemption$59,960 (+4.04%) Land $4,474 Building $55,486
2024$579.00 (-1.19%)
2023$586.00 (+4.27%) Homeowner's exemption$57,634 Land $4,301 Building $53,333
2022$562.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims16 (1982–1995)
Claims Outside the SFHA5 of 16
Most Recent ClaimMar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 11 claims
  • Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIO LINDA/ELVERTA COMMUNITY WATER DIST
serves 15,460 people · EPA ID CA3410018
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
unWired Broadband
Fixed Wireless
400 / 50
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
DigitalPath
Fixed Wireless
200 / 20
Succeed.Net
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20

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