St. Johns County property record for 297 Palazzo Cir, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,720 sqft · built 2013 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $229,673 (Apr 2013) |
| Tax Bill | $6,824 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Nov 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028687-0600 |
| Primary APN | 028687-0600 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,720 sqft Living Area |
| Gross Area | 3,119 sqft |
| 1st Floor Area | 2,226 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 360 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 248 sqft |
| Patio Area | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 297 PALAZZO CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-4506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 58/99-106 MURABELLA UNIT 5 LOT 60 OR3723/563 & 4619/365(F/J) & 4624/1157(Q/C) |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 5 |
| Legal Block | 1 |
| Legal Lot Number | 60 |
| Legal Unit | 5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20906 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 297 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JAX FCU |
| Nov 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JAX FCU |
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JAX FCU |
| Oct 10, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2013 · Amount on Record |
| Deed Sale | Apr 30, 2013 · Amount on Record |
| Deed Document Number | 201328520 |
| Deed Book / Page | 3723 / 563 |
| Last Transfer Date | Oct 10, 2018 |
| Transfer Doc | 0046241157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 297 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043970225 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 4397/0225 |
| Instrument | 2017045023 |
| Name | JAX FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 297 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046420270 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 4642/0270 |
| Instrument | 2018082871 |
| Name | JAX FCU |
|---|---|
| Type | Credit Union |
| Address | PONTE VEDRA BEACH, FL 32004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 297 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049671011 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 4967/1011 |
| Instrument | 2020047709 |
| Name | JAX FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 10, 2018 |
| Property Address | 297 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4506 |
| Document Number | 0046241157 |
| Book / Page | 004624 / 001157 |
| Instrument Date | Oct 10, 2018 |
| Instrument | 73393 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 297 PALAZZO CIR ST AUGUSTINE FL 320924506, ST AUGUSTINE, FL 32092-4506 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $289,874 (+2.7%) | $512,966 (-2.13%) Land $110,000 Building $402,966 | |
| 2025 | $6,824.00 (+8.03%) Homeowner's exemption | $282,253 (+2.9%) | $524,122 (+1.42%) Land $110,000 Building $414,122 |
| 2024 | $6,317.00 (+4.05%) Homeowner's exemption | $274,298 (+3%) | $516,806 (+3.68%) Land $105,000 Building $411,806 |
| 2023 | $6,071.00 (+2.97%) Homeowner's exemption | $266,309 (+3%) | $498,443 (+9.48%) Land $89,600 Building $408,843 |
| 2022 | $5,896.00 Homeowner's exemption | $258,552 | $455,279 Land $89,600 Building $365,679 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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