313 Oak St, Geneva, IL 60134 Property Records

Kane County property record for 313 Oak St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,050 sqft · built 1857
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Oct 2021)
Tax Bill	$6,596 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02-356-015`

Property Details

APN / Parcel Number

Primary APN	`12-02-356-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area

Exterior

Year Built	Built 1857
Effective Year Built	Effective 1857
Lot Area	6,750 sqft (0.155 acres)
View / Lot	Corner

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	313 OAK ST
City	GENEVA
State	IL
Zip	60134-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 10 PT ADDITION DEARBORNS3 13
Legal Subdivision	DEARBORNS ADD/GENEVA
Legal Block	3
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	3
Census Block	3010
Census Tract	852500

Owner

313 Oak St is owned and occupied by an individual who bought it in October 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	313 OAK ST, GENEVA, IL 60134-2827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS BANK
Jun 12, 2019	Warranty Deed, Transfer · Conventional with PMI PARKSIDE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2021 · Amount on File
Deed Sale	Oct 18, 2021 · Amount on File
Prior Sale	Jun 12, 2019 · Amount on File
Deed Document Number	202178648
Prior Transfer Date	Nov 26, 2001
Prior Transfer Doc	0000133938
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 18, 2021
Property Address	313 OAK ST, GENEVA, IL 60134-2827
Document Number	0000078648
Instrument Date	Oct 8, 2021
Instrument	2021K078648
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 OAK ST, 313, GENEVA, IL 60134-2827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16555 WEBER RD, CREST HILL, IL 60403-8719

Mortgage

Document Number	0000078649
Date	Oct 18, 2021
Instrument	2021K078649

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 12, 2019
Property Address	313 OAK ST, GENEVA, IL 60134-2827
Document Number	0000024252
Instrument Date	Jun 2, 2019
Instrument	24252
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 OAK ST GENEVA IL 601342827, GENEVA, IL 60134-2827

Mortgage

Document Number	24253
Date	Jun 12, 2019
Instrument	24253

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2049

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

The 2025 property tax bill for 313 Oak St was $6,596 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,596.00 Homeowner's exemption	$99,332 (+8.5%) Land $28,174 Building $71,158	$298,115 (+8.5%) Land $84,556 Building $213,559
2024		$91,550 Land $25,967 Building $65,583	$274,760 Land $77,932 Building $196,828
2022	$5,749.00 (+3.18%) Homeowner's exemption	$74,861 (+3.86%) Land $21,935 Building $52,926	$224,583 (+3.86%) Land $65,805 Building $158,778
2021	$5,572.00 Homeowner's exemption	$72,079 Land $21,120 Building $50,959	$216,237 Land $63,360 Building $152,877

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 313 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 313 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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