Kane County property record for 427 Oak St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1955 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,684 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-02-378-012 |
| Primary APN | 12-02-378-012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 8,250 sqft (0.189 acres) |
| View / Lot | Corner |
| Parking Spaces | 1 Parking Space |
| Street Address | 427 OAK ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLOCK 2 DEARBORNS ADD |
| Legal Subdivision | 2 DEARBORNS ADDN |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 852500 |
427 Oak St is owner-occupied and held in a trust since July 2015.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 427 OAK ST, GENEVA, IL 60134-2829 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 28, 2015 |
| Transfer Doc | 0000040838 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 427 Oak St was $4,684 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,684.00 Homeowner's exemption Senior Citizen's exemption | $80,864 (+8.5%) Land $30,341 Building $50,523 | $242,689 (+8.5%) Land $91,059 Building $151,630 |
| 2024 | $74,529 Land $27,964 Building $46,565 | $223,676 Land $83,926 Building $139,751 | |
| 2022 | $3,980.00 (+3.75%) Homeowner's exemption | $58,671 (+3.86%) Land $23,622 Building $35,049 | $176,013 (+3.86%) Land $70,866 Building $105,147 |
| 2021 | $3,836.00 Homeowner's exemption | $56,490 Land $22,744 Building $33,746 | $169,470 Land $68,232 Building $101,238 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 427 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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