221 Oak St, Geneva, IL 60134 Property Records

Kane County property record for 221 Oak St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,551 sqft · built 1910
Lot Size	0.215 acres (9,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,000 (Jul 2015)
Tax Bill	$8,856 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02-355-009`

Property Details

APN / Parcel Number

Primary APN	`12-02-355-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,551 sqft Living Area
Gross Area	2,149 sqft
Basement Area	598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	9,360 sqft (0.215 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	221 OAK ST
City	GENEVA
State	IL
Zip	60134-2825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 1 LOT 4 A.B. MOORES ADD.
Legal Subdivision	A.B. MOORES
Legal Block	2
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2000
Census Tract	852500

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 OAK ST, GENEVA, IL 60134-2825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2015 · Amount on Record
Deed Sale	Jul 17, 2015 · Amount on Record
Deed Document Number	201537816
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	221 OAK ST, GENEVA, IL 60134-2825
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096394
Date	Dec 30, 2021
Instrument	2021K096394

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,856.00 (+10.84%) Homeowner's exemption
2024		$120,390 (+18.38%) Land $27,964 Building $92,426	$361,315 (+18.43%) Land $83,926 Building $277,389
2022	$7,990.00 (+3.07%) Homeowner's exemption	$101,697 (+3.86%) Land $23,622 Building $78,075	$305,091 (+3.86%) Land $70,866 Building $234,225
2021	$7,752.00 Homeowner's exemption	$97,917 Land $22,744 Building $75,173	$293,751 Land $68,232 Building $225,519

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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