313 Michoacan Loop, Laredo, TX 78045 Property Records

Webb County property record for 313 Michoacan Loop, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details3,426 sqft · built 2010
Lot Size0.201 acres (8,752 sqft)
OwnerCompany Name on Record
Last Sale$276,600 (Dec 2010)
Tax Bill$2,152 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN989-68002-250

Property Details

APN / Parcel Number

Primary APN989-68002-250
Alternative APN
  • 395211

Interior

Stories2 Stories
Building Area3,426 sqft Living Area
Gross Area3,888 sqft
1st Floor Area1,555 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,752 sqft (0.201 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area246 sqft

Location & Zoning

Street Address313 MICHOACAN LOOP
CityLAREDO
StateTX
Zip78045-6641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSAN ISIDRO NORTHEAST, BLOCK 2, LOT 25, PHASE 4
Legal SubdivisionSAN ISIDRO NORTHEAST
Legal Phase4
Legal Block2
Legal Lot Number25
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2029
Census Tract1727

Owner

Source: Webb County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address313 MICHOACAN LOOP, LAREDO, TX 78045-6641
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2010 · Amount on Record
Deed SaleDec 17, 2010 · Amount on Record
Deed Document Number201089296
Deed Book / Page3026 / 587
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Recording DateJun 15, 2026
Property Address313 MICHOACAN LOOP, LAREDO, TX 78045-6641
Document Number0001590259
Book / Page6057 / 827
Instrument DateJun 8, 2026
Instrument20261590259
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 MICHOACAN LOOP, LAREDO, TX 78045-6641

Mortgage

Document Number0001590259,
DateJun 15, 2026
Book Page6057/827
Instrument20261590259
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 1, 2046
Interest
Rate6.37%
Max Rate-1%

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,152.00 (-18.52%) Homeowner's exemption$425,304 (+10.21%) Land $132,586 Building $292,718$425,304 (+10.21%) Land $132,586 Building $292,718
2024$2,641.00 (+5.85%)
2023$385,903 Land $114,821 Building $271,082$385,903 Land $114,821 Building $271,082
2022$2,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Smartcom Telephone.

Nearby Properties on Michoacan Loop

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