309 Michoacan Loop, Laredo, TX 78045 Property Records

Webb County property record for 309 Michoacan Loop, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,544 sqft · built 2010
Lot Size0.2 acres (8,752 sqft)
OwnerIndividual Name on Record
Tax Bill$2,195 (2024)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN989-68002-230

Property Details

APN / Parcel Number

Primary APN989-68002-230
Alternative APN
  • 395209

Interior

Stories1 Story
Building Area2,544 sqft Living Area
Gross Area2,985 sqft
1st Floor Area2,544 sqft

Exterior

Year BuiltBuilt 2010
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,752 sqft (0.2 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area226 sqft

Location & Zoning

Account Number395209
Old Parcel Number98968002230
Street Address309 MICHOACAN LOOP
CityLAREDO
StateTX
Zip78045-6641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST, BLOCK 2, LOT 23, PHASE 4
Legal SubdivisionSAN ISIDRO NORTHEAST
Legal Phase4
Legal Block2
Legal Lot Number23
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2029
Census Tract1727

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address309 MICHOACAN LOOP, LAREDO, TX 78045-6641
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2019
Deed SaleNov 6, 2019
Prior SaleJan 25, 2011
Deed Document Number1376450
Deed Book / Page4691 / 041
Record UpdatedJun 8, 2026

November 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateNov 6, 2019
Property Address309 MICHOACAN LOOP, LAREDO, TX 78045-6641
Document Number004691/041
Book / Page4691 / 041
Map ReferenceVOL 28 PG 26-28
Instrument DateNov 4, 2019
Instrument1376450
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address830 FASKEN BLVD APT 417, 830, LAREDO, TX 78045-7348

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 MICHOACAN LOOP, LAREDO, TX 78045-6641

Mortgage

Document Number0001376451
DateNov 6, 2019
Instrument1376451
Lender
NameBANK OF AMERICA NA
TypeBank
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$350,000 (+6.17%) Land $132,586 Building $217,414$350,000 (+6.17%) Land $132,586 Building $217,414
2024$2,195.00 (+3.88%)
2023$329,657 Land $114,821 Building $214,836$329,657 Land $114,821 Building $214,836
2022$2,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Smartcom Telephone.

Nearby Properties on Michoacan Loop

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