319 Michoacan Loop, Laredo, TX 78045 Property Records

Webb County property record for 319 Michoacan Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,306 sqft · built 2011
Lot Size	0.2 acres (8,752 sqft)
Owner	Individual Name on Record
Tax Bill	$2,087 (2024)
Deeds & Mortgages	Jan 2017 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-68002-280`

Property Details

APN / Parcel Number

Primary APN	`989-68002-280`
Alternative APN	`395214`

Interior

Stories	1 Story
Building Area	2,306 sqft Living Area
Gross Area	2,746 sqft
1st Floor Area	2,306 sqft

Exterior

Year Built	Built 2011
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,752 sqft (0.2 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	254 sqft

Location & Zoning

Account Number	395214
Old Parcel Number	98968002280
Street Address	319 MICHOACAN LOOP
City	LAREDO
State	TX
Zip	78045-6641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST, BLOCK 2, LOT 28, PHASE 4
Legal Subdivision	SAN ISIDRO NORTHEAST
Legal Phase	4
Legal Block	2
Legal Lot Number	28
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2029
Census Tract	1727

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	319 MICHOACAN LOOP, LAREDO, TX 78045-6641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2017	Deed of Trust, Mortgage · ARM TEXAS COMMUNITY BANK
Jun 4, 2020	Vendor's Lien, Transfer · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2020
Deed Sale	Jun 4, 2020
Prior Sale	Jun 14, 2016
Deed Document Number	1393547
Deed Book / Page	4794 / 79
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	319 MICHOACAN LOOP, LAREDO, TX 78045-6641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4170/720
Date	Jan 10, 2017
Book Page	4170/720
Instrument	1285804

Lender

Name	TEXAS COMMUNITY BANK
Type	Bank
Address	LAREDO, TX 78045

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Feb 1, 2020
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	Prime Rate
Max Rate	10%

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 4, 2020
Property Address	319 MICHOACAN LOOP, LAREDO, TX 78045-6641
Document Number	0004794/79
Book / Page	4794 / 79
Map Reference	VOL 28 PG 26-28
Instrument Date	May 29, 2020
Instrument	1393547
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 MICHOACAN LOOP, LAREDO, TX 78045-6641

Mortgage

Document Number	0001393548
Date	Jun 4, 2020
Instrument	1393548

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$336,000 (+6.43%) Land $132,586 Building $203,414	$336,000 (+6.43%) Land $132,586 Building $203,414
2024	$2,087.00 (+11.96%)
2023		$315,699 Land $114,821 Building $200,878	$315,699 Land $114,821 Building $200,878
2022	$1,864.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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