313 Lake Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 313 Lake Dr, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,676 sqft · built 1970
Lot Size	0.23 acres (10,037 sqft)
Owner	Individual Name on Record
Last Sale	$406,300 (Jun 2021)
Tax Bill	$6,069 (2024)
Deeds & Mortgages	Jun 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`2030-0001-0310-50`

Property Details

APN / Parcel Number

Primary APN	`2030-0001-0310-50`
Alternative APNs	`R000025069` `232518`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,676 sqft Living Area
Gross Area	2,316 sqft
1st Floor Area	1,226 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,037 sqft (0.23 acres)
Lot Dimensions	143 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	160 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	232518
Street Address	313 LAKE DR
City	TOOL
State	TX
Zip	75143-8460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 253 J M GARDNER SUR, ARNOLD HILLS SUBD, BLK 1 LT 31, B/49
Legal Subdivision	ARNOLD HILLS
Legal Block	1
Legal Lot Number	31
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	1
Census Block	1021
Census Tract	950801

Owner

Source: Henderson County records, as of September 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6018 VANDERBILT AVE, DALLAS, TX 75206-6138
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage MATT KLOEBER
May 28, 2020	Vendor's Lien, Transfer · Conventional Mortgage INTEGRITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	May 28, 2020 · Amount on Record
Deed Document Number	202111790
Prior Transfer Date	Jun 21, 2021
Prior Transfer Doc	0000011790
Record Updated	Sep 20, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Jun 24, 2021
Property Address	313 LAKE DR, TOOL, TX 75143-8460
Document Number	202100011790
Map Reference	VOL 2 PG 101
Instrument Date	Jun 21, 2021
Instrument	2021-00011790
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	LAWYERS TITLE INSURANCE AGENCY, LAWYERS TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6018 OAKDALE, DALLAS, TX 75206

Mortgage

Document Number	202100011789
Date	Jun 24, 2021
Instrument	2021-00011789

Lender

Name	MATT KLOEBER
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jun 1, 2024

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	May 28, 2020
Property Address	313 LAKE DR, TOOL, TX 75143-8460
Document Number	202000006925
Map Reference	VOL 2 PG 101
Instrument Date	May 28, 2020
Instrument	2020-00006925
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	HOMELAND TITLE, HOMELAND TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 LAKE DR, TOOL, TX 75143-8460

Mortgage

Document Number	202000006926
Date	May 28, 2020
Instrument	2020-00006926

Lender

Name	INTEGRITY MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Unified School District	Mabank Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$428,999 (+4.21%) Land $157,500 Building $271,499	$428,999 (+4.21%) Land $157,500 Building $271,499
2024	$6,069.00 (+3.71%)
2023	$5,852.00 (-8.8%)	$411,661 Land $157,500 Building $254,161	$411,661 Land $157,500 Building $254,161
2022	$6,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	324.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: Conquest Wireless, Verizon.

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