309 Lake Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 309 Lake Dr, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,552 sqft · built 2019
Owner	Individual Name on File
Tax Bill	$7,067 (2023)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`2030-0001-0320-50`

Property Details

APN / Parcel Number

Primary APN	`2030-0001-0320-50`
Alternative APNs	`R000025070` `232519`

Interior

Full Baths	5 Baths
Building Area	1,552 sqft Living Area
1st Floor Area	1,336 sqft
2nd Floor Area	216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Dimensions	142 ft deep x 85 ft wide
Garage Type	Mixed
Garage Area	360 sqft
Carport	Carport
Carport Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Screened Porch
Porch Area	364 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R000025070
Old Parcel Number	2030.0001.0320.50
Street Address	309 LAKE DR
City	TOOL
State	TX
Zip	75143-8460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 32 AB 253 J M GARDNER SUR, ARNOLD HILLS SUBD, BLK 1 LT 32
Legal Subdivision	ARNOLD HILLS (369)
Legal Block	1
Legal Lot Number	32
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	1
Census Block	1021
Census Tract	950801

Owner

Source: Henderson County assessment roll, as of July 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7607 CROSSMEADOW DR, AUSTIN, TX 78750-8211
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 28, 2018	Vendor's Lien, Transfer MLS MORTGAGE LENDING SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2018
Deed Sale	Dec 28, 2018
Prior Sale	Apr 17, 2009
Deed Document Number	2018-00017809
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	309 LAKE DR, TOOL, TX 75143-8460
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200008045
Date	Apr 28, 2022
Instrument	2022-00008045

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Dec 28, 2018
Property Address	309 LAKE DR, TOOL, TX 75143-8460
Document Number	201800017809
Map Reference	VOL 2 PG 101
Instrument Date	Dec 19, 2018
Instrument	2018-00017809
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	TEXAS PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7607 CROSSMEADOW DR, AUSTIN, TX 78750-8211

Mortgage

Document Number	201800017810
Date	Dec 28, 2018
Instrument	2018-00017810

Lender

Name	MLS MORTGAGE LENDING SOLUTIONS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Unified School District	Mabank Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,067.00 (-9.99%)	$497,165 Land $191,250 Building $305,915	$497,165 Land $191,250 Building $305,915
2022	$7,851.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	324.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
AMG Technology Investment Group Fixed Wireless	500 / 100

May also be available: Conquest Wireless, Verizon.

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