305 Lake Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 305 Lake Dr, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	2,502 sqft · built 1978
Lot Size	0.251 acres (10,977 sqft)
Owner	Individual Name on Record
Tax Bill	$10,580 (2023)
Deeds & Mortgages	Sep 2022 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2030-0001-0330-50`

Property Details

APN / Parcel Number

Primary APN	`2030-0001-0330-50`
Alternative APNs	`R000087191` `294640`

Interior

Building Area	2,502 sqft Living Area
Gross Area	2,968 sqft
1st Floor Area	1,757 sqft
2nd Floor Area	745 sqft
Utility Area	256 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,977 sqft
Lot Dimensions	132 ft deep x 101 ft wide
Garage Type	Mixed
Carport	Carport
Carport Area	1,105 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	819 sqft
Storage Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R000087191
Old Parcel Number	2030.0001.0330.50
Street Address	305 LAKE DR
City	TOOL
State	TX
Zip	75143-8460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 33 AB 253 J M GARDNER SUR, ARNOLD HILLS SUBD, BLK 1 LT 33
Legal Subdivision	ARNOLD HILLS (369)
Legal Block	1
Legal Lot Number	33
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	1
Census Block	1021
Census Tract	950801

Owner

Source: Henderson County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	206A S LOOP 336 W, CONROE, TX 77304-3399
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Vendor's Lien, Transfer · Conventional Mortgage BRAZOS NATIONAL BANK
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Oct 18, 2018	Vendor's Lien, Transfer NTFN INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2022
Deed Sale	Sep 12, 2022
Prior Sale	Oct 18, 2018
Deed Document Number	2022-00017097
Record Updated	Jun 7, 2026

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Sep 12, 2022
Property Address	305 LAKE DR, TOOL, TX 75143-8460
Document Number	202200017097
Map Reference	VOL 2 PG 101
Instrument Date	Sep 9, 2022
Instrument	2022-00017097
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	TEXAS PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206A S LOOP 336 W # 220, 220, CONROE, TX 77304-3399

Mortgage

Document Number	202200017098
Date	Sep 12, 2022
Instrument	2022-00017098

Lender

Name	BRAZOS NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	305 LAKE DR, TOOL, TX 75143-8460
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	SUPERIOR ABSTRACT & TITLE LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000008402
Date	Jun 22, 2020
Instrument	2020-00008402

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2030

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Oct 18, 2018
Property Address	305 LAKE DR, TOOL, TX 75143-8460
Document Number	201800014769
Map Reference	CAB B SL49
Instrument Date	Oct 15, 2018
Instrument	2018-00014769
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	NOT AVAILABLE, ATTORNEYS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2320 DURANGO RIDGE DR, 2320, BEDFORD, TX 76021-7243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7924 FOSSIL CREEK TRL, MCKINNEY, TX 75071-5670

Mortgage

Document Number	201800014770
Date	Oct 18, 2018
Instrument	2018-00014770

Lender

Name	NTFN INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2033

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Unified School District	Mabank Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$10,580.00 (-9.06%)	$744,292 Land $303,000 Building $441,292	$744,292 Land $303,000 Building $441,292
2022	$11,634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: Conquest Wireless, Verizon.

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