313 Elm St, Lindsay, TX 76250 Property Records

Cooke County property record for 313 Elm St, Lindsay, TX 76250 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,746 sqft · built 2009
Lot Size0.344 acres (15,002 sqft)
Owner2 Individual Names on File
Last Sale$502,740 (Nov 2023)
Tax Bill$6,291 (2025)
Deeds & MortgagesNov 2023 Construction Loan
Sep 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN2401-000-0003R

Property Details

APN / Parcel Number

Primary APN2401-000-0003R
Alternative APN
  • 26919

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,746 sqft Living Area
Gross Area4,437 sqft
1st Floor Area1,846 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area15,002 sqft (0.344 acres)
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area502 sqft
Deck Area254 sqft
Storage Building540 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2401-000-0003R
Street Address313 ELM ST
CityLINDSAY
StateTX
Zip76250-2547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJACKIE NEU ADDN; LOT 3R
Legal SubdivisionJACKIE NEU ADDN
Legal Lot Number3R
JurisdictionCOOKE TX
Township / Civil DivisionMUENSTER
Census Block Group1
Census Block1113
Census Tract200

Owner

Source: Cooke County records · APN 2401-000-0003R

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address401 2ND ST, LINDSAY, TX 76250-2702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2023Vendor's Lien, Transfer · Construction Mortgage
AMERICAN NATIONAL BANK & TRUST
Sep 15, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 28, 2017Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Oct 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
MAGNOLIA BANK
Aug 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2023 · Amount on Record
Deed SaleNov 15, 2023 · Amount on Record
Prior SaleMar 31, 2015 · Amount on Record
Deed Document Number20237580
Deed Book / Page2613 / 405
Record UpdatedSep 20, 2026

November 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateNov 15, 2023
Property Address313 ELM ST, LINDSAY, TX 76250-2547
Document Number002613/405
Book / Page2613 / 405
Map ReferenceCAB A SL 39IT
Instrument DateNov 13, 2023
Instrument2023-7580
Transaction TypeTransfer
Record UpdatedDec 14, 2023
Title CompanyGAINESVILLE TITLE COMPANY INC, GAINESVILLE TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address233 HICKORY ST, LINDSAY, TX 76250-2713

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 ELM ST, LINDSAY, TX 76250

Mortgage

Document Number0020237581
DateNov 15, 2023
Instrument2023-7581
Lender
NameAMERICAN NATIONAL BANK & TRUST
TypeBank
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053
Interest
Rate TypeAdjustable Rate
Rate7.5%
Type Change DateDec 01, 2026
Change FrequencyMonthly
Min Rate At Change7.5%
Max Rate At Change9.5%
Index1-Year T-Bill
Max Rate13.5%

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address313 ELM ST, LINDSAY, TX 76250-2547
Transaction TypeMortgage
Record UpdatedOct 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 ELM ST, LINDSAY, TX 76250-2547

Mortgage

Document Number002603/284
DateSep 15, 2023
Book Page2603/284
Instrument2023-6207
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address313 ELM ST, LINDSAY, TX 76250-2547
Transaction TypeMortgage
Record UpdatedSep 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002118/618
DateFeb 28, 2017
Book Page2118/618
Instrument2017-72489
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address313 ELM ST, LINDSAY, TX 76250-2547
Transaction TypeMortgage
Record UpdatedSep 02, 2022
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002223/074
DateOct 23, 2018
Book Page2223/074
Instrument00087076
Lender
NameMAGNOLIA BANK
TypeBank
AddressCAMPBELLSVILLE, KY 42718
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address313 ELM ST, LINDSAY, TX 76250-2547
Transaction TypeMortgage
Record UpdatedSep 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002439/804
DateAug 05, 2021
Book Page2439/804
Instrument2021-06709
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityLindsay City
Unified School DistrictLindsay Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,291.00 (-17.46%) Homeowner's exemption$421,758 (+11.45%) Land $69,921 Building $351,837$421,758 (+9.37%) Land $69,921 Building $351,837
2024$7,622.00 (+24.08%)
2023$378,434 Land $45,000 Building $340,626$385,626 Land $45,000 Building $340,626
2022$6,143.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cooke County (48097C), updated April 26, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Texas
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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