307 Elm St, Lindsay, TX 76250 Property Records

Cooke County property record for 307 Elm St, Lindsay, TX 76250

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,268 sqft · built 2014
Lot Size0.344 acres (15,002 sqft)
Owner2 Individual Names on File
Tax Bill$9,216 (2026)
Deeds & MortgagesJan 2024 Second Mortgage
Flood ZoneZone X (minimal risk)
APN2830-023-0005R

Property Details

APN / Parcel Number

Primary APN2830-023-0005R
Alternative APN
  • 4885

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,268 sqft Living Area
Gross Area4,460 sqft
1st Floor Area2,268 sqft
2nd Floor Area544 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialSiding
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area15,002 sqft (0.344 acres)
Garage TypeMixed
Garage Area1,093 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area506 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2830-023-0005R
Street Address307 ELM ST
CityLINDSAY
StateTX
Zip76250-2547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLINDSAY TOWN OF; BLOCK 23; LOT 5R
Legal SubdivisionLINDSAY TOWN OF
Legal Block23
Legal Lot Number5R
JurisdictionCOOKE TX
Township / Civil DivisionMUENSTER
Census Block Group1
Census Block1113
Census Tract200

Owner

307 Elm St is owned and occupied by two individuals who acquired it in March 2014.

Source: Cooke County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 297, LINDSAY, TX 76250-0297
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2014
Deed SaleMar 3, 2014
Deed Document Number201445226
Deed Book / Page1920 / 785
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address307 ELM ST, LINDSAY, TX 76250-2547
Transaction TypeMortgage
Record UpdatedFeb 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002622/257
DateJan 16, 2024
Book Page2622/257
Instrument2024-311
Lender
NameMUENSTER STATE BANK
TypeBank
AddressMUENSTER, TX 76252
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueJan 3, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 307 Elm St was $9,216 with a homeowner's exemption, up 14.5% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityLindsay City
Unified School DistrictLindsay Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,216.00 (+14.51%) Homeowner's exemption$509,713 (-1.78%) Land $69,921 Building $439,792$509,713 (-1.78%) Land $69,921 Building $439,792
2025$8,048.00 (-1.81%) Homeowner's exemption$518,973 Land $69,921 Building $449,052$518,973 Land $69,921 Building $449,052
2024$8,196.00
2023$460,667 Land $45,000 Building $436,410$481,410 Land $45,000 Building $436,410
2022$7,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 Elm St in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims24 (1981–2007)
Claims Outside the SFHA3 of 24
Most Recent ClaimJun 2007 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 7 claims
  • Severe Storms, Tornadoes & Flooding, May 1989 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Elm St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINDSAY
serves 1,050 people · EPA ID TX0490003
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Element8, Nextlink.

Nearby Properties on Elm St

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